[Remote] Staff Appraiser (Appraisal Review & Collateral Risk)

Note: The job is a remote job and is open to candidates in USA. CMG Financial is seeking an experienced residential appraiser to serve as a Staff Appraiser focused on appraisal review, collateral risk management, and valuation oversight. This role will be responsible for reviewing completed appraisal reports to identify valuation risk, overvaluation concerns, and compliance issues. Responsibilities • Perform independent reviews of residential appraisal reports to assess accuracy, supportability, and compliance with USPAP, agency, and investor guidelines • Evaluate reports flagged for elevated SSR scores, collateral risk indicators, or automated valuation discrepancies • Identify potential overvaluation, unsupported adjustments, market condition concerns, or data inconsistencies • Review and resolve Reconsideration of Value (ROV) requests and borrower escalations • Provide clear written conclusions and risk-based recommendations • Conduct targeted audits of appraisers and AMCs to identify performance trends and quality concerns • Monitor valuation trends by geography, product, or production channel • Support appraisal policy updates and process improvements • Partner with risk, QC, and secondary marketing teams on collateral risk initiatives • Provide targeted training and guidance to underwriters on appraisal interpretation and red flags • Serve as a subject matter expert (SME) for valuation-related questions • Support production teams with guidance on complex or high-risk valuation scenarios Skills • Current Certified Residential or Certified General Appraiser license (active and in good standing) • 5+ years of residential appraisal experience • Strong knowledge of USPAP, Fannie Mae/Freddie Mac guidelines, and common investor overlays • Experience reviewing appraisal reports for compliance and valuation supportability • Deep understanding of comparable selection, adjustments, market trends, and collateral risk • Excellent written and verbal communication skills • Prior experience working for a mortgage lender, bank, or AMC in an appraisal review capacity • Familiarity with SSR tools (Collateral Underwriter / Loan Collateral Advisor) • Experience in handling ROVs and borrower escalations • Experience conducting training for underwriting or production staff Company Overview • CMG Financial is a well-capitalized, privately held mortgage-banking firm. It was founded in 1993, and is headquartered in San Ramon, California, USA, with a workforce of 1001-5000 employees. Its website is