Sr Analyst, Credit Pricing and Analytics @ OneMain Financial

Senior Analyst, Credit AnalyticsLocation: Baltimore, MD; NYC (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies.These strategies include, but not limited to, approval/decline, loan amount assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio. Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling.A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.In the RoleUnder limited guidance, design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systemsUtilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategiesLeverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatmentDrive profitable business growth via developing strategy optimization framework with full credit-cycle viewImplement Quality Control processes to ensure data accuracyContinually enhance existing processes and reporting through automation, quality control, presentation and insightsEffectively summarize and present results and insights to managementRequirementsBachelor Degree (Graduate Preferred) preferably in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer ScienceStrong SQL, SAS and Excel skills required; experience with multiple…

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