VP, Commercial Loan Officer
ABOUT US
Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement it is the secret sauce of our organization!
Our values live at the core of all that we do Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!
MVB Financial Corp. (MVB Financial or MVB), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker MVBF. Through its subsidiary, MVB Bank, Inc., (MVB Bank) and the banks subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.
ABOUT THE ROLE
Responsible for identifying, selecting, developing, managing, servicing, and expanding business relationships in an assigned market by offering a full range of loan, deposit, and other bank products. This Officer will team up with other areas of the bank to provide a full-service relationship to bank customers.
WHAT YOULL DO
Must possess the skills to handle a loan request from $500,000 up to a total credit relationship of $30,000,000, has a general understanding of major technical aspects of lending, and has a clear understanding of the basics of credit and finance;
Develops and services business loans for business and individual clients within limits of authority;
Aggressively calls on potential and existing clients to maintain high productivity levels and profitability in lending and non-lending relationships; using a network of contacts
Interviews applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and Bank risk; requests necessary information, such as financial and operating statements;
Evaluates and extends credit and terms in accordance with policy and lending authority;
Proactively monitors maturing notes, past dues, and client activity to ensure performance is satisfactory;
Develop a deposit relationship with credit clients and provide deposit referrals to the treasury team;
Prepares and presents/recommends to the appropriate authority, individual, or committee any loans in excess of authority;
Assumes responsibility for proper documentation and review of accounts;
Monitors loans to ensure complete conformity with terms and to ascertain any developing trends;
Keeps abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general;
Prepares various reports as requested;
Services delinquent accounts as required;
Represents Bank through community and professional involvement in groups and associations to develop contacts for potential business;
EDUCATION & WORK EXPERIENCE
Bachelors degree preferred
Minimum 7-10 years of commercial lending with proven performance
Demonstrated success in meeting significant commercial loan funding goals in previous positions.
Extensive knowledge of credit administration, policy and procedures
Extensive knowledge of risk analysis and mitigation, with an emphasis on loan structuring.
BENEFITS AT MVB
MVB Financial Corp., (MVB) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:
Medical, Dental and Vision Insurance
Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
Short- and Long-Term Disability Plan
Group Life Insurance
401K Salary Deferral Plan
Wellness Program
Education & Tuition Expense Reimbursement
PTO and Unique Vacation Purchase Program
Nationwide Pet Insurance Coverage
You will be eligible for a performance-based incentive opportunity.
We encourage you to submit an application even if you havent performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
Apply Now
Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement it is the secret sauce of our organization!
Our values live at the core of all that we do Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!
MVB Financial Corp. (MVB Financial or MVB), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker MVBF. Through its subsidiary, MVB Bank, Inc., (MVB Bank) and the banks subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.
ABOUT THE ROLE
Responsible for identifying, selecting, developing, managing, servicing, and expanding business relationships in an assigned market by offering a full range of loan, deposit, and other bank products. This Officer will team up with other areas of the bank to provide a full-service relationship to bank customers.
WHAT YOULL DO
Must possess the skills to handle a loan request from $500,000 up to a total credit relationship of $30,000,000, has a general understanding of major technical aspects of lending, and has a clear understanding of the basics of credit and finance;
Develops and services business loans for business and individual clients within limits of authority;
Aggressively calls on potential and existing clients to maintain high productivity levels and profitability in lending and non-lending relationships; using a network of contacts
Interviews applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and Bank risk; requests necessary information, such as financial and operating statements;
Evaluates and extends credit and terms in accordance with policy and lending authority;
Proactively monitors maturing notes, past dues, and client activity to ensure performance is satisfactory;
Develop a deposit relationship with credit clients and provide deposit referrals to the treasury team;
Prepares and presents/recommends to the appropriate authority, individual, or committee any loans in excess of authority;
Assumes responsibility for proper documentation and review of accounts;
Monitors loans to ensure complete conformity with terms and to ascertain any developing trends;
Keeps abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general;
Prepares various reports as requested;
Services delinquent accounts as required;
Represents Bank through community and professional involvement in groups and associations to develop contacts for potential business;
EDUCATION & WORK EXPERIENCE
Bachelors degree preferred
Minimum 7-10 years of commercial lending with proven performance
Demonstrated success in meeting significant commercial loan funding goals in previous positions.
Extensive knowledge of credit administration, policy and procedures
Extensive knowledge of risk analysis and mitigation, with an emphasis on loan structuring.
BENEFITS AT MVB
MVB Financial Corp., (MVB) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:
Medical, Dental and Vision Insurance
Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
Short- and Long-Term Disability Plan
Group Life Insurance
401K Salary Deferral Plan
Wellness Program
Education & Tuition Expense Reimbursement
PTO and Unique Vacation Purchase Program
Nationwide Pet Insurance Coverage
You will be eligible for a performance-based incentive opportunity.
We encourage you to submit an application even if you havent performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
Apply Now