Title Examiner I

UW Credit Union is one of Wisconsin’s premier financial institutions and a multi-year recipient of various workplace awards. The Title Examiner I is responsible for preparing title reports for mortgage and consumer lending applications, conducting research on real estate records, and serving as a subject matter expert in real estate titling.ResponsibilitiesResearch and compile necessary information to prepare in-house letter reports for home equity and mortgage loansNavigate both the consumer lending and mortgage lending origination systemsResponsible for accessing recorded documents on all Register of Deeds search engines and having knowledge to select optimal system given the location of the propertyExamine recorded documentation to accurately identify property ownership, legal description, and liensSearch circuit court databases to identify outstanding judgments on loan applicantsUtilize online resources to document child support liens impacting borrower’s ability to repay loanReview county assessor sites for property market values and real estate tax payment recordsEnter information obtained into a letter report format, reviewing all information on the report to ensure accuracy and completenessIdentify and access available resources when assistance is neededMonitor application queues to ensure requests are being completed within service levels. Communicate any change to service level with all impacted partiesMaintain understanding of all state and federal guidelines which include knowledge of regulations Z (Truth-in-Lending), C (HMDA), B (ECOA)Communicate any discrepancies between the title report and loan application by highlighting those areas on the report and adding comments in the loan origination systemReview title completion reports, and prepare final titles in a timely manner, to ensure the lien position of our mortgageCommunicate with UWCU Mortgage department, external title companies and financial institutions to ensure deeds, mortgages, subordinations, satisfactions, and correction instruments are recorded prior to completion of the UWCU final titleRespond promptly to inquiries and indicate ownership has been takenMaintain knowledge of application/underwriting/processing/servicing processes and understand how title examination supports those processesServe as subject matter expert, support lending staff on loan processes, procedures and file requirements or conditionsDevelop knowledge of documentation needed to make changes to ownership, legal description, or lien positionAssume responsibility for departmental projects as assigned by the Consumer Loan Processing & Servicing ManagerTake ownership for change. Analyze, justify, and recommend changes in operations to enhance productivity and improve serviceAssume responsibility for own development through training, collaboration, and teamworkWork collaboratively and cooperatively with others to achieve corporate and departmental goalsActively participate and contribute ideas to team meetings and department activitiesConsistently act as part of a cohesive team, demonstrating excellent interpersonal skills, flexibility, professionalism, and the ability to interact positively with other employees and departmentsSkillsAssociate's degree in business or related field is required7 months – 1 year of financial institutional experience is requiredRequired to complete annual training and compliance in accordance with all UW Credit Union Fair Lending Policies and Guidelines including, but not limited to, the Equal Credit Opportunity Act, the Fair Housing Act, and the Home Mortgage Disclosure ActProficiency in personal computer skills, including the use of Internet and MS Office software applicationsDemonstrated analytical and critical thinking, accuracy, attention to detail and problem-solving skillsStrong presentation, telephone, oral and written communication skillsStrong interpersonal skills and demonstrated ability to represent a professional imageAbility to work independently, organize and prioritize workloadsProficiency and agility to multi-task and negotiate multiple applications in successionKnowledge of the UW Credit Union lending process, concepts, and practicesBenefits26.5 days of annual time off (accrued per pay period)2 weeks paid caregiver leave2.5 weeks paid new child parental leave2 days paid volunteer timeHybrid work environment: minimum 3 days a week on-site10 paid holidays (including your birthday!)401k company match of up to 5%, plus approximately 4% discretionary match457 deferred-compensation planVariable bonus rewardCompetitive Medical, Dental, and Vision plans, including domestic partner eligibilityEmployee Assistance ProgramAnd more!Company OverviewUW Credit Union is a provider of a full range of consumer financial services. It was founded in 1931, and is headquartered in Madison, Wisconsin, USA, with a workforce of 501-1000 employees. Its website is http://uwcu.org/.



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