Risk Analyst II, Student Loans
Job Description:
• Perform qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
• Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
• Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
• Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
• Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows
Requirements:
• 2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
• Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a related discipline
• Strong SQL skills and experience working with large datasets in an analytical environment
• High attention to detail with the ability to synthesize and communicate complex analyses clearly
• Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines
Benefits:
• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave
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• Perform qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
• Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
• Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
• Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
• Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows
Requirements:
• 2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
• Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a related discipline
• Strong SQL skills and experience working with large datasets in an analytical environment
• High attention to detail with the ability to synthesize and communicate complex analyses clearly
• Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines
Benefits:
• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave
Apply tot his job
Apply To this Job