[Remote] Underwriting Sr. Consultant, Executive Benefits Job Details | Lincoln Financial

Note: The job is a remote job and is open to candidates in USA. Lincoln Financial is a company that helps people confidently plan for their financial future. They are seeking an Underwriting Sr. Consultant to join their Executive Benefits Team, focusing on employer-owned life insurance programs and ensuring compliance with underwriting guidelines.ResponsibilitiesUnderwrite Guaranteed Issue (GI) and Simplified Issue (SI) COLI cases in accordance with carrier guidelines and program parametersAnalyze lives within executive and broad based COLI/BOLI/ICOLI programsDetermine appropriate ratings, underwriting actions, and capacity decisionsReview compensation data, employee classifications, and benefit structuresAssess financial justification consistent with employer owned life insurance standardsEnsure policy face amounts align with program intent and eligibility requirementsUnderwrite in compliance with IRC §101(j) notice and consent requirementsEnsure adherence to carrier COLI governance standards and underwriting guidelinesSupport internal review committees and large case decision processesPerform medical underwriting as requiredApply thorough knowledge of Qualified Purchaser and Accredited Investor definitions to support program eligibility, structure, and regulatory alignmentBuilds and maintains strong relationships with internal and external partnersSkillsBachelor's degree or 4+ years of comparable work experience5-7+ years of experience in Underwriting Individual Life InsuranceDemonstrated Excellence in: Problem Solving / Analysis; Comprehension of Complex Information; Influencing Others; Risk Assessment; Demonstrated decision making using sound judgment; Negotiation Skills; Managing ConflictDeveloped Skills in analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheetsStrong Written and Verbal Communication skillsIntermediate in: Microsoft Office (Outlook, Word, PowerPoint, Excel)A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environmentIndustry Exams – LOMA encouragedBenefitsClearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributesLeadership development and virtual training opportunitiesPTO/parental leaveCompetitive 401K and employee benefitsFree financial counseling, health coaching and employee assistance programTuition assistance programWork arrangements that work for youEffective productivity/technology tools and trainingThe role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individualOther rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits packageCompany OverviewLincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. It was founded in 1905, and is headquartered in Radnor, Pennsylvania, USA, with a workforce of 10001+ employees. Its website is https://www.lincolnfinancial.com/.