[Remote] Software Engineer, Conversion

Note: The job is a remote job and is open to candidates in USA. Upstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Software Engineer on the Conversion Engineering team will be responsible for optimizing borrower application journeys and improving conversion rates through the development of user-facing systems and features.ResponsibilitiesDeliver critical user-facing features that improve loan application and rate check experiences—directly driving improvements in conversion and funding form submission metricsMaintain full-stack web applications through monitoring of key system metrics such as latency and error rates at scaleHelp define and build the next-generation, platform funding form that supports multiple products, contributing to architectural direction and long-term scalabilityStrengthen engineering excellence by improving system performance, reliability, and on-call health for the features you build and ownSkillsBachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 3 years of experienceExperience delivering end-to-end features across frontend and backend systems, including APIs and microservicesStrong frontend development experience building customer-facing web applications with a focus on performance, usability, and experimentationExperience working in cross-functional environments with Product, Design, and other engineering teamsExperience improving conversion funnels or other high-scale, metrics-driven user journeys through experimentation (e.g., A/B testing, personalization)Experience operating in a microservices-based architectureExperience in fintech or other highly regulated, high-availability environmentsBenefitsTarget bonusesEquity compensationGenerous benefits packages (including medical, dental, vision, and 401k)Base pay, bonus opportunities, and annual equity grants that vest quarterly401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.Health Savings Account contributions from Upstart for eligible plans (US only)Income protection benefits, including life insurance and disability coverage for added financial securityPaid time off, sick leave, and company holidays, in line with local requirementsPaid family and parental leave to support caregiving and major life moments (duration varies by country)Family-centered benefits to support fertility, parenthood, and caregiving needsEmployee Assistance Program (EAP) offering mental health support and life-centered resourcesFinancial wellness resources, including access to financial planning tools and a financial concierge service (US Only)Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to youAnnual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work fromConnection and community through team events, all-company updates, and employee resource groups (ERGs)Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)Company OverviewUpstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. It was founded in 2012, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://upstart.com/about.Company H1B SponsorshipUpstart has a track record of offering H1B sponsorships, with 14 in 2026, 67 in 2025, 66 in 2024, 84 in 2023, 85 in 2022, 42 in 2021, 15 in 2020. Please note that this does not guarantee sponsorship for this specific role.