[Remote] Senior Underwriting Consultant - Remote

Note: The job is a remote job and is open to candidates in USA. Reinsurance Group of America, Incorporated is a purpose-driven organization focused on life- and health-related solutions. The Senior Underwriting Consultant role involves evaluating and classifying complex medical and financial risks for life insurance, while maintaining strong client relationships and ensuring profitable underwriting solutions.ResponsibilitiesAppraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA ReProcesses casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelinesProvides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business resultsBuilds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re's underwriting decisionsKeeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminarsIdentifies image system issues, sometimes on a remote basis, and reports inconsistencies or problemsCollaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfactionParticipates in special projects, committees, and meetings and assists in client presentations, as requiredAssists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as neededMaintains regular and predictable attendancePerforms backup support and other duties as assignedSkillsBachelor's Degree or equivalent related work experience (minimum 8 years)4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experienceBasic Word skills, intermediate SQL/Query and Excel skillsCompetent ability to comprehend and interpret insurance and contract documentsAdvanced oral and written communication skills demonstrate the ability to share and impart knowledgeAbility to quickly adapt to new methods, work under tight deadlines and stressful conditionsAdvanced investigative, analytical and problem-solving skillsAdvanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverablesAbility to work well within a team environment and participate in department/team projectsAbility to balance detail with departmental goals/objectivesAdvanced ability to translate business needs and problems into viable/accepted solutionsAdvanced skills in customer relationship management and change managementAbility to manage multiple projects or teams and set applicable goalsAdvanced negotiating and persuasion skillsAbility to liaise with individuals across a wide variety of operational, functional, and technical disciplinesGeneral business knowledgeAdvanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysisAdvanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risksAbility to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessmentsAbility to work online, either at home or remoteAbility to travel occasionallyBenefitsAnnual bonus plan that includes all rolesSome positions are eligible for participation in our long-term equity incentive planRGA also maintains a full range of health, retirement, and other employee benefitsCompany OverviewReinsurance Group of America, Incorporated (NYSE: RGA) is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. It was founded in 1973, and is headquartered in Chesterfield, Missouri, USA, with a workforce of 1001-5000 employees. Its website is http://www.rgare.com.Company H1B SponsorshipReinsurance Group of America, Incorporated has a track record of offering H1B sponsorships, with 10 in 2026, 43 in 2025, 45 in 2024, 40 in 2023, 34 in 2022, 34 in 2021, 26 in 2020. Please note that this does not guarantee sponsorship for this specific role.