[Remote] Senior Product Manager, Homeowners - MSI
Note: The job is a remote job and is open to candidates in USA. The Baldwin Group is a leading managing general agent (MGA) specializing in innovative insurance solutions. They are seeking a Senior Product Manager to lead the launch of new products and manage operations within the homeowners insurance sector, collaborating across various teams to drive critical initiatives and ensure compliance with regulatory standards.ResponsibilitiesManage P&L results within assigned Region, states, and product lines; ensure rate adequacy and appropriate CAT exposure managementBuild and launch new products and work with State departments to unsure approvalOwn and drive the rate and rule revision process end-to-end: confirming scope and timelines, preparing regulatory filings, coordinating with vendors, responding to regulator inquiries, and implementing approved changesConceptualize and bring new initiatives to market in support of growth and profit goals, including new products, coverages, endorsements, and geographiesPartner with Actuarial and Analytics teams to apply quantitative techniques to assess state-level profitability, uncover opportunities, and make recommendations for improvementReview competitor filings, rate algorithms, and underwriting guidelines, along with industry and regulatory developments, to inform product launches and enhancementsImplement underwriting rules as directed at achieving business goalsProvide thought leadership to Segment Leaders to help refine go-to-market strategies and product positioningSet and maintain clear priorities across competing product initiatives to execution sequencing that reflects business impactProvide mentorship and coaching to junior team members to build organizational capabilitySkills8+ years of P&C insurance experience, with deep expertise in personal homeowner's product managementDemonstrated P&L ownership across multiple states and product lines, including ratemaking, underwriting, product design, and regulatory affairsTrack record of launching new products, coverages, or endorsements, or entering new territoriesIntermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysisFamiliarity with E&S property products in addition to admitted homeownersExperience in the California admitted homeowners' marketsExperience with SQL, SAS, R, Python, Tableau, or other data query and programming toolsMaster's degree in business, Insurance, or Actuarial Science, or a relevant professional designationCompany OverviewThe Baldwin Group is an advisory firm that delivers insurance, risk mitigation, and wealth management solutions for businesses. It is a sub-organization of The Baldwin Group. It was founded in 2011, and is headquartered in Tampa, Florida, USA, with a workforce of 1001-5000 employees. Its website is https://baldwin.com.