[Remote] Senior Manager, Risk Analytics & Decision Science

Note: The job is a remote job and is open to candidates in USA. Greenbox Capital helps small businesses thrive by providing fast, accessible funding. As a Senior Manager in Risk Analytics & Decision Science, you will shape credit strategies, optimize decisioning frameworks, and improve model performance to enhance credit decisions.ResponsibilitiesDriving approval strategy, segmentation, and portfolio optimizationImproving model accuracy and business impactIdentifying and integrating high-value data sourcesSupporting underwriting, finance, and product with actionable insightsBuild and continuously improve credit decisioning frameworks that drive approval strategy, pricing, and portfolio outcomesEvaluate and refine model performance using business KPIs, improving predictive accuracy and decision qualityPartner with Underwriting, Finance, Product, and Data teams to translate insights into clear, actionable business decisionsSkillsBachelor's degree in mathematics, statistics, economics, finance, or related field required5–10 years of experience in credit risk analytics, ideally in small business lending, non-prime, or high-risk environments2+ years of leadership experience managing and developing teamsProven success building or enhancing modern credit decisioning frameworksDemonstrated impact driving business outcomes through analyticsStrong proficiency in SQL, Python, and ExcelSolid understanding of statistical modeling and performance evaluation techniquesExperience working with large datasets and decisioning systemsFamiliarity with modern data platforms (e.g., Snowflake, Databricks) and BI toolsStrong knowledge of credit underwriting processes, policy, and segmentation strategiesDemonstrated ability to analyze complex credit risk problems and drive data-informed decisionsStrong leadership skills with the ability to manage, mentor, and influence teamsThrive in ambiguous, fast-paced environments and can prioritize effectivelyCommunicate clearly and can translate technical findings into business recommendationsBring a high level of structure, attention to detail, and ownershipAre naturally curious, continuously learning, and motivated to improve systems and outcomesAdvanced degree preferredBenefitsCompetitive PayFlexible PTOFull Benefits Package - Health, dental, visionCompany OverviewGreenbox Capital provides financial services such as merchant cash advances, business line of credit, small business and collateral loans. It was founded in 2012, and is headquartered in Miami, Florida, USA, with a workforce of 51-200 employees. Its website is https://www.greenboxcapital.com/.