[Remote] Senior Data Analyst - Fraud Strategy & Operations

Note: The job is a remote job and is open to candidates in USA. Raisin is the world's leading platform for savings and investment products, connecting consumers with banks to provide better interest rates. As a Senior Data Analyst - Fraud Strategy & Operations, you will drive the fraud defense system by conducting complex data analysis, building predictive models, and implementing fraud prevention strategies to safeguard the platform.ResponsibilitiesConduct complex data analysis using SQL, Python and Feature Engineering to proactively identify emerging fraud patterns and system vulnerabilities before they impact the platformDesign, test, and implement robust fraud prevention rules that successfully catch bad actors while maintaining a seamless experience for real customersElevate Raisin US’s capabilities by introducing industry best practices, new methodologies, and innovative fraud prevention strategies that we aren't using todayBuild out data-driven dashboards to track fraud metrics, losses, and mitigation performance, presenting actionable findings directly to leadershipDesign, build, and deploy machine learning and predictive models utilizing Python to detect anomalies across the entire customer journey (onboarding, funding, and money movement)Develop model features based on identity, device, behavioral, and transactional dataPartner closely with Product and Engineering to integrate these models into our real-time production pipelinesPartner with the Compliance team to enhance customer risk profiling, transaction monitoring, and KYC/AML workflowsDesign low-friction, custom risk rules for identity verification, account takeover protection, and transaction monitoringRoutinely stress-test current rules against changing regulatory standards and evolving financial crime tacticsSkills8+ years of experience in fraud risk management, analytics, or financial crime specifically within fintech, retail banking, or digital paymentsExceptional analytical capabilities are your biggest asset. You love diving into raw data to solve complex puzzlesHighly proficient in SQL and Python for data manipulation, analytics, and building predictive modelsExperience building out fraud dashboards is a mustDeep understanding of Deposits and ACH is requiredProven track record of designing custom fraud rules and deploying machine learning or statistical models in a live environmentDirect experience with modern instant payment systems like RTP and FedNowBenefitsFlexible working hours and up to 28 days PTO accrued from your first month, plus 13 public holidays.Employee Development Budget of $2,200 and 4 full training days per year.Company 401k contribution of 5%.Healthcare coverage contribution, including medical, dental and vision.Commuter benefits and flexible working from home policy.Regular team events and yearly Summer and Winter Party.Company OverviewRaisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach. It was founded in 2012, and is headquartered in Berlin, Berlin, DEU, with a workforce of 501-1000 employees. Its website is https://www.raisin.com.