[Remote] Principal Financial Services Engineer (Fully Remote)

Note: The job is a remote job and is open to candidates in USA. PadSplit is looking for a Principal Financial Services Engineer to serve as the technical leader responsible for the systems that power money movement across their platform. The role involves architecting secure and compliant financial infrastructure while collaborating with various teams to ensure transaction accuracy and reliability.ResponsibilitiesDefine and evolve the architecture, strategy, and long-term roadmap for PadSplit's financial services domainDesign and build secure, scalable systems supporting payments, billing, collections, and ledger managementLead integrations with banks, payment processors, fintech partners, and financial service providersCollaborate closely with Finance, Product, and Engineering leaders to align technical solutions with business objectivesEstablish and drive best practices around reliability, observability, transaction integrity, and financial accuracyMentor senior and staff engineers through architecture reviews, technical guidance, and engineering leadershipLead investigation, resolution, and prevention efforts for issues impacting financial systems and money movementAssess emerging technologies, payment solutions, and AI capabilities that improve efficiency, reliability, or customer experienceSkillsSignificant experience designing and scaling payment systems, billing platforms, ledgers, banking integrations, or fintech infrastructureDeep expertise in Python and Django, with the ability to design and maintain complex backend servicesStrong working knowledge of JavaScript and React in modern web applicationsHands-on experience working with ACH, card payments, payment processors, and financial APIsExpertise with PostgreSQL and designing systems that support reconciliation, auditability, and financial accuracyProven experience building distributed, fault-tolerant systems on AWS with strong reliability and scalability practicesUnderstanding of financial security requirements, data protection, and compliance considerations for financial systemsDemonstrated ability to influence engineering strategy, mentor senior engineers, and drive cross-functional alignmentStrong judgment regarding where AI can create meaningful value within financial services and customer experiencesAbility to translate complex financial, technical, and regulatory requirements into clear direction for technical and business stakeholdersBenefitsFully remote position - we swear!Competitive compensation package including an equity incentive plan and company-wide bonus opportunityNational medical, dental, and vision healthcare plansCompany provided life insurance policyOptional accidental insurances, FSA, and DCFSA benefitsUnlimited paid-time (PTO) policy with eleven (11) company-observed holidays401(k) planTwelve (12) weeks of paid time off for both birth and non-birth parentsCompany OverviewPadSplit is an affordable housing tech startup that provides a house-sharing service for the workforce. It was founded in 2017, and is headquartered in Atlanta, Georgia, USA, with a workforce of 51-200 employees. Its website is http://www.padsplit.com.