[Remote] Manager, Machine Learning Engineering (Underwriting)

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Machine Learning Engineering Manager, you will manage a team of ML engineers to build the economic decisioning engine, using advanced ML techniques to optimize applications based on expected returns and lifetime value.ResponsibilitiesSet the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projectsAct as a force-multiplier through your definition and advocacy of technical solutions and operational processesCollaborate across teams in the product development lifecycle by partnering with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managedDevelop talent by providing feedback and guidance, and leading by exampleSkillsBachelors in a technical field with 8+ years of industry experience, including 3+ years managing engineersProficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic MLStrong engineering skills and the ability to provide hands-on technical leadership while working with our code and architectureYou thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they workThis position requires either equivalent practical experience or a Bachelor's degree in a related fieldBenefitsEquity rewardsMonthly stipends for health, wellness and tech spendingBenefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependentsFlexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expensesTime off - competitive vacation and holiday schedules allowing you to take time off to rest and rechargeESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discountCompany OverviewAffirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.Company H1B SponsorshipAffirm has a track record of offering H1B sponsorships, with 11 in 2026, 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.