[Remote] Industry Segment Consultant - Retail & Services
Note: The job is a remote job and is open to candidates in USA. EMC Insurance Companies is focused on collaboration and making a positive impact. They are seeking an Industry Segment Consultant to execute underwriting strategies, analyze data for growth, and provide guidance on underwriting matters within the retail and services segment.ResponsibilitiesCollaborates with people leader to execute company underwriting framework within assigned industry segment:Collaborates with people leader in implementing the short and long-term strategic product and underwriting strategies within assigned industry segment in support of enterprise-wide business and profitability goalsCreates and communicates best practices and underwriting guidance to the companyServes as a technical expert in Corporate Underwriting on responses to questions on assigned business segmentAssists in the development and maintenance of the business plan for assigned industry segmentAnalyzes premium and loss data and other key reports on monthly and quarterly basis to ensure long-term profitable growthProactively communicates and makes necessary recommendations to people leader for improvement needed to meet company goals and improve underwriting resultsRecommends and develops new product ideas, reviews existing products, and assists with drafting new coverage languageEvaluates the cost and benefit of market opportunities and product initiatives and recommends actions based on evaluation, including identifying product improvementsParticipates in on-going collaboration with risk improvement, claims, actuary and other appropriate teams in support of enterprise wise business and profitability goalsActs as a strategic partner for regions and offers guidance on complex underwriting matters within assigned industry segment:Evaluates underwriting risks and provides analysis and guidance to all regional underwriting teams in determining the acceptability of business. Reviews and studies proposed changes in rules, rates, and forms for assigned industry segmentAssesses coverage, limits, and pricing on accounts and provides regions with authorizations on accounts above branch authorityParticipates in all aspects of quality control and audit assessments on new and renewal businessParticipates in the identification, preparation and presentation of underwriting training opportunities and programs at the region and enterprise level:Partners with and provides underwriting expertise to departments within the company, including organizing and assisting in preparation and teaching of underwriting workshops and seminars for underwriting staffProvides direction, training, and guidance for less experienced team members as appropriate for areas of expertiseActs as a speaker or instructor for internal training exercises or meetings, and provides input or prepares articles, white papers, and underwriting bulletins on complex issuesReviews insurance publications and keeps current on issues by attending seminars and participating in formalized continuing educationParticipates in the creation and execution of marketing material and strategiesRepresents Corporate Underwriting and EMC on various committees and events as appropriate and approvedPerforms special projects for assigned industry segments:Serves on special projects with other strategic partners within the organization as a representative of assigned industry segmentProvides evaluation and input regarding effectiveness of departmental programs and projectsSkillsBachelor's degree, preferably in a business or insurance related field, or equivalent relevant experienceEight years of experience with commercial property and casualty underwriting experienceExcellent knowledge of countrywide underwriting techniques, terminology, policies, and formsStrong underwriting judgment and decision-making skillsExcellent written and verbal communication skills, including the ability to speak effectively before groupsAbility to work effectively with others, as well as independently and possess demonstrated problem-solving abilitiesGood computer knowledge, Internet and keyboarding skillsOccasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if drivingStaff underwriting experience within assigned line of business or business segment preferredInsurance designations, such as AU, CIC, or CPCU preferredTen years of commercial property and casualty underwriting including at least three years of staff underwriting experience in applicable industry segment preferredCompany OverviewEMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees. It was founded in 1911, and is headquartered in Des Moines, Iowa, USA, with a workforce of 1001-5000 employees. Its website is http://www.emcins.com/.