[Remote] Lending Product and Credit Policy Analyst

Note: The job is a remote job and is open to candidates in USA. Americor is dedicated to transforming the home lending experience with a focus on customer satisfaction. The Lending Product & Credit Policy Analyst will manage and develop product lending guidelines, research potential offerings, and ensure compliance with investor guidelines while enhancing the overall customer experience.ResponsibilitiesManage and develop product lending guidelines and matrices by designing, testing, and updating lending criteria (e.g. LTV, credit score thresholds, and DTI limits)Organize launch of new lending products while maintaining investor or secondary market guidelinesProvide product assessments and comparisonsCoordinate and manage new product rolloutMaintain investor guidelines and coordinate announcements of changes to the floorPoll investors for guideline clarificationReview “Ask the UW” questions for first level responseReview exception queue for first level responseActing as the bridge between sales, underwriting, compliance, and secondary markets to roll out program changes seamlesslySkillsHigh School Diploma or GED required; Bachelor's degree preferredThis is a remote position; you MUST reside in the United States2-3 years' experience in mortgage lending product development, credit risk, policy analysis or secondary marketingUnderwriting experience a plusMust have deep understanding of the mortgage industry, including market trends and regulatory requirementsThorough understanding of agency & investor underwriting guidelines, policies and proceduresProven ability to manage project timelinesExperience working with cross-functional teamsBasic math skills: ability to add, subtract, multiply, and divide in all units of measureStrong proficiency in Microsoft Excel (data modeling/exception tracking)Familiarity with Loan Origination Systems (LOS) and policy management platformsCompany OverviewAmericor provides debt solutions to thousands individuals and families all over the country. It was founded in 2009, and is headquartered in Irvine, California, USA, with a workforce of 1001-5000 employees. Its website is https://americor.com.