[Remote] Full Stack Engineer, Lending

Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech trusted by millions of Americans to improve their financial experiences. As a Full Stack Engineer on the Lending team, you will lead the design and delivery of complex projects that enhance the lending platform, ensuring seamless experiences for millions of customers.ResponsibilitiesLead the design and delivery of high-impact, technically complex projects that power our lending platform at scaleProvide technical leadership and clear, impactful communication to cross-functional stakeholdersDrive hyper-optimization of lending systems to meet the needs of a large and growing addressable marketCollaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiencesMentor engineers across the team, fostering best practices in architecture, code quality, and scalabilitySkillsDeep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive servicesStrong full-stack skills, with fluency in backend architecture and modern frontend frameworksExperience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domainsExceptional technical leadership and communication skills with a track record of influencing architecture and product directionDrive and proactivity – everyone here is a builder and executorBenefitsStock optionsHealth benefits from Day 1401(k) plan with company matchRemote-friendly (US)Flexible time off (FTO)Opportunities for growthA high-growth, mission-driven, inclusive culture where your work has real impactCompany OverviewFrom spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place. It is a sub-organization of Walmart. It was founded in 2020, and is headquartered in New York, New York, USA, with a workforce of 501-1000 employees. Its website is https://www.onepay.com.Company H1B SponsorshipOnePay has a track record of offering H1B sponsorships, with 3 in 2022. Please note that this does not guarantee sponsorship for this specific role.