[Remote] Financial Crime Risk Analyst II - KYC

Note: The job is a remote job and is open to candidates in USA. TD Bank is one of the world's leading financial institutions, and they are seeking a Financial Crime Risk Analyst II to provide analytical, research, and assessment support for their Financial Crime Risk Management programs. The role focuses on executing enhanced due diligence reviews for high-risk customers and ensuring compliance with KYC policies and regulatory requirements.ResponsibilitiesProvides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely mannerCo-ordinates requests to and from, business (FCRM) partnersAssists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholdersRecommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental proceduresAnalyzes data and draws conclusions to meet program health reporting requirementsAnalyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancementsProactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriateCoordinates tracking and reporting of FCRM function initiatives and programsPrioritizes and manages own workload to meet SLA requirements for service and productivityConsistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriateProtects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessaryAcquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partnersIdentifies, recommends and effectively executes standard practices applicable to the FCRM disciplineKeeps abreast of emerging issues, trends, and evolving regulatory requirementsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteAdheres to internal policies / procedures and applicable regulatory guidelinesCoordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRMParticipates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestSupports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unitKeeps current on emerging trends / developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activitiesContributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriateContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand champion for your function and the bank, both internally and/or externallyGrows knowledge of the business, related tools and techniquesSkillsUndergraduate degree or equivalent work experience3+ years experienceMust have conducted complicated EDD in current or past rolesStrong written and verbal communication skillsAdvanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areasAbility to manage ambiguity, and apply judgement to identify, troubleshoot and resolve ongoing business and operational issuesAbility to interpret and administer policies, adopt and implement business process improvementsAbility to make process and capacity management decisions to ensure ongoing operationsAbility to analyze data and draw conclusions to meet program health reporting requirementsAbility to analyze emerging trends pertaining to regulatory changes, reporting or other departmental functions and provide recommendations to enhance or rectify FCRM-related gaps, issues and enhancementsAbility to prioritize and manage own workload to meet SLA requirements for service and productivityAbility to exercise discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriateAbility to protect the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessaryAbility to acquire and apply expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partnersAbility to keep abreast of emerging issues, trends, and evolving regulatory requirementsAbility to maintain a culture of risk management and control, supported by effective processes in alignment with risk appetiteAbility to adhere to internal policies / procedures and applicable regulatory guidelinesAbility to coordinate with other FCRM partners and compliance partners to ensure consistence in the application of FCRMAbility to participate fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestAbility to support the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unitAbility to keep current on emerging trends / developments and grow knowledge of the business, related tools and techniquesAbility to participate in personal performance management and development activities, including cross training within own teamAbility to keep others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activitiesAbility to contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriateAbility to contribute to a fair, positive and equitable environment that supports a diverse workforceAbility to act as a brand champion for your function and the bank, both internally and/or externallyAbility to grow knowledge of the business, related tools and techniquesACAMS preferredStrong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulationsThis is not an investigative role, this is an EDD role and experience in this area is preferredBenefitsVariable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)Health and well-being benefitsSavings and retirement programsPaid time off (including Vacation PTO, Flex PTO, and Holiday PTO)Banking benefits and discountsCareer developmentReward and recognitionRegular development conversationsTraining programsCompetitive benefits planAccess to an online learning platformVariety of mentoring programsRegular career, development, and performance conversations with your managerTraining and onboarding sessionsAccommodations for applicants with disabilities to complete the application processCompany OverviewThe Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). It was founded in 1852, and is headquartered in Wilmington, Delaware, USA, with a workforce of 10001+ employees. Its website is https://www.td.com.