Product Design - 1st hire, build with AI

Join an early-stage startup.Accelerate economic opportunity.Join us as our 1st Product Designer!You'll leverage AI as a supercharger for your craft, not a replacement for it. AI lets you do things that weren't even tenable five years ago: run deep research before you start, rapidly explore dozens of ideas, stress-test designs through multiple user perspectives, and arrive at a much stronger starting point for the high-fidelity work that still demands a skilled designer's eye.You'll experiment with AI to streamline your workflows as it becomes increasingly more useful.About usKovo is expanding access to financial tools for people historically excluded from the traditional credit system. We believe everyone deserves the opportunity for economic independence, and we’re building products that help people establish financial identity and unlock opportunity.Over the past three years, Kovo has grown revenue 20x while maintaining exceptional capital efficiency. We rank above the 99th percentile in revenue-per-employee benchmarks, reflecting the leverage of a small, high-performing team.The team combines the ambition of a venture-scale company with the discipline of a profitable business. We reached positive free cash flow early in our lifecycle, allowing us to grow with less dilution and focus on building for the long term.Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from Plaid, Column, Ramp, Affirm, Cash App, NerdWallet, Alloy, MoonPay, Uber, Etsy, LendingClub, and more. We’re looking for exceptional people to help us scale the company another 20x and beyond.Why you might be excited about usDirect impact on millions of people’s ability to access creditHigh ownership with minimal bureaucracySpeed, learning, and impact are core valuesWhy you might not be excited about usRoles and priorities evolve quicklySome systems and processes are still being builtThe pace of execution and career growth is intense (not optimized for work-life balance)What you'll doDesign end-to-end experiencesOwn the full design process: from research and discovery through wireframes, prototypes, and polished UIDesign intuitive, accessible, and visually compelling experiences that translate complex financial problems into clear user flowsEvolve our design system to ensure consistency and scalability across the productUse data, user research, and experimentation to continuously validate and improve designsUse AI to amplify your craftApply AI to supercharge upfront research, competitive analysis, and rapid low-fidelity exploration of dozens of conceptsValidate ideas faster through simulated user perspectives (e.g., walking through the product as different personas)Apply your taste and judgment to identify the strongest directions from broad AI-assisted explorations, then invest your craft skills in fewer, higher-quality high-fidelity iterationsCollaborate across teamsWork closely with product, marketing, engineering, and customer experience to inform and iterate on designsPartner with engineering to ensure seamless design-to-development handoffsAbout youMindsetEnergized by creating user experiences that empower underserved individuals seeking financial independenceSelf-starter who thrives in ambiguity, handles shifting priorities fluidly, and takes full ownership of outcomesComfortable in a high-intensity, remote environment with significant accountabilityMotivated to experiment with and use AI as an enabler for higher-quality craft not as a shortcut to lower-quality outputSkills4+ years or equivalent depth of experience designing digital products, ideally in fintech or consumer-facing applicationsAdvanced proficiency in Storybook, Figma, and FramerStrong ability to translate complex problems into clear, intuitive user flows and explain and defend design decisionsExperience with design systems, component-based UI, and design-to-development handoffFamiliarity with experimentation, A/B testing concepts, and using data to inform design decisionsBasic understanding of Git and version control workflowsBasic familiarity with HTML, CSS and accessibility best practicesBonus: Experience using AI tools to create interactive prototypes for testing ideas

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