Mortgage Loan Processor

Sidney Federal Credit Union is an innovative and growing organization focused on member and employee growth. The Mortgage Loan Processor will provide guidance in fulfilling loan qualification requirements while ensuring exceptional member service and communication throughout the home loan lending process. Responsibilities Works with borrowers, tax authorities and agents to gather any necessary tax and/or insurance bills, update Core with premiums to be paid and handles the disbursement of those funds as needed in order to satisfy our escrow obligations Prepares and processes documentation for mortgage and home equity applications. This includes preparation of any necessary General Ledger entries, fee processing or other necessary transactions Reviews and evaluates loan documentation to ensure all necessary forms are in the file Order services that are needed for a real estate file. This includes, but not limited to value determinations, flood determinations, initial and final employment verifications Contacts borrowers to inform them of the status of their real estate transactions throughout the process. Handles inquiries from CU staff, phone calls, emails, etc Completes escrow analysis in a timely manner and accurately. This includes, but not limited to updated Core data, mailing out the statements and answering questions about it Funds real estate loans after verify accuracy of documentation. Follows up with any corrections as needed Prepares and reconciles bills to include, but not limited to, AMC, Title Bills, etc Manage and cure any quality control loan issues that require borrower communication Prepares discharge paperwork. Sends documents to be recorded with the county via mail/electronic means to include discharges and new mortgages Assembles and organizes documents in loan file, including acceptance or denials Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending Performs all duties of the Mortgage Loan Originator position as needed. This includes interviewing prospective loan applicants and offering the best product for their needs Performs other job-related duties as assigned Skills One years to three years of similar or related experience A high school education or GED Courtesy, tact, and diplomacy are essential elements of the job Above average aptitude for figures and ability to pay close attention to detail Above average communication skills, both written and verbal Ability to work well under pressure A professional appearance and demeanor Ability to handle confidential information according to company policies and banking regulations Time management skills and ability to prioritize This position requires the employee to register as a Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System & Registry and obtain a unique identifier number prior to performing any function that would meet the definition of MLO activities Benefits 401K Wellness benefit options Paid time off Federal holiday pay NYS sick time Tuition assistance program Company Overview It was founded in undefined, and is headquartered in Walton, New York, US, with a workforce of 51-200 employees. Its website is