Mortgage Loan Officer Home Loan Direct (remote)
Job Opportunity at Regions
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Job Description
At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation Structures loan to comply with acceptable lending practices and Federal regulations Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone Answers customer calls and business partner referrals to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business Cross-sells other bank products and services Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
The compensation for this position includes a base pay of $15/hour plus commissions, with an anticipated earnings potential of $31,200 $70,000+.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.
Requirements
High School Diploma or GED
Preferences
Bachelor's degree Previous Sales Experience Previous Customer Service Experience Desire for a Mortgage Banking Career
Skills and Competencies
Ability to learn and consult on various mortgage products Ability to learn mortgage systems and technology Demonstrate Consultative Sales ability Good organizational skills Must be able to build and maintain internal and external relationships to deliver high levels of service Must be able to multi-task competing priorities and meet tight deadlines Proficient in Microsoft Office products Strong desire to consistently provide world class Customer Service Strong written and verbal communication skills Mortgage Loan Officers with a current minimum of 1M per month average proven production volume Current mortgage origination experience
Position Type
Full time
Incentive Pay Plans:
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please visit
Location Details
Regions Center
Location: Birmingham, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Job Description
At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation Structures loan to comply with acceptable lending practices and Federal regulations Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone Answers customer calls and business partner referrals to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business Cross-sells other bank products and services Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
The compensation for this position includes a base pay of $15/hour plus commissions, with an anticipated earnings potential of $31,200 $70,000+.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.
Requirements
High School Diploma or GED
Preferences
Bachelor's degree Previous Sales Experience Previous Customer Service Experience Desire for a Mortgage Banking Career
Skills and Competencies
Ability to learn and consult on various mortgage products Ability to learn mortgage systems and technology Demonstrate Consultative Sales ability Good organizational skills Must be able to build and maintain internal and external relationships to deliver high levels of service Must be able to multi-task competing priorities and meet tight deadlines Proficient in Microsoft Office products Strong desire to consistently provide world class Customer Service Strong written and verbal communication skills Mortgage Loan Officers with a current minimum of 1M per month average proven production volume Current mortgage origination experience
Position Type
Full time
Incentive Pay Plans:
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please visit
Location Details
Regions Center
Location: Birmingham, Alabama
Equal Opportunity Employer/including Disabled/Veterans