Indirect Auto Loan Underwriter

Remote Full-time
A rapidly growing lending services group is hiring multiple FULLY REMOTE Auto Loan Underwriters/Leasing Specialists to support its expanding nationwide auto lending portfolio. This role is ideal for experienced underwriters who thrive in fast-paced, high-volume environments and are looking to join a collaborative, high-performance remote team.

This is a contract-to-hire opportunity with flexibility, strong leadership, and long-term growth into senior or supervisory roles.

Compensation & Perks:
β€’ Hourly pay: $25–$29/hour
β€’ 100% remote
β€’ Equipment provided (laptop, dual monitors)
β€’ Shift: Thursday - Monday, 12:00 PM – 9:00 PM MST - FULLY REMOTE
β€’ Strong promotion-from-within culture with advancement opportunities
β€’ Competitive benefits offered upon conversion (401k with 8% match, tuition reimbursement, PTO, holiday and cultural celebrations, and more)
β€’ Must reside in: Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii

What You’ll Do:
β€’ Underwrite auto loans and leases for 100+ credit union clients nationwide
β€’ Communicate with dealers and credit union partners to negotiate loan terms
β€’ Render decisions based on guidelines, including DTI, LTV, PTI, credit reports, dealer risk, and other criteria
β€’ Apply decisions across multiple origination systems and document rationale
β€’ Follow up on approvals and assist with funding to maximize conversion
β€’ Monitor dealer productivity and support the improvement of look-to-book ratios
β€’ Partner with fraud and compliance teams during loan review and approvals
β€’ Participate in internal process improvement and software testing projects
β€’ Collaborate with a team of 40+ underwriters and supervisors across the country
β€’ Uphold underwriting SLAs and deliver timely, accurate decisions in a dynamic environment

Who We’re Looking For:
β€’ 3+ years of underwriting or credit analysis experience in indirect auto lending REQUIRED
β€’ Experience with indirect auto, direct auto, or even consumer lending experience. - REQUIRED
β€’ Familiarity with credit union clients or financial institutions (preferred)
β€’ Prior experience with systems like L360, MeridianLink, or Ideal (HIGHLY preferred)

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