Credit Analyst

Remote Full-time
Benefits:
• 401(k)
• Dental insurance
• Health insurance
• Vision insurance

Responsibilities:
• Assist the Credit Department Manager with all aspects of lending
• Facilitates the preparation of credit underwriting and analysis of new and existing loans
• Ability to analyze personal and corporate tax returns along with financial statements to compile a comprehensive analysis for rending decisions
• Assist in on-going covenant and financial monitoring
• Works closely with Commercial Loan Officers in gathering financials and documentation imperative in making a sound credit decision
• Prepares and assembles various monthly and quarterly reports as needed for submission to management
• Maintain a good working knowledge of the Bank’s lending policies and procedures and identify exceptions to policy

Requirements:
• Bachelor’s degree in Finance or related degree (or equivalent experience)
• 3 + years of experience in commercial loan underwriting required
• Proficient in Microsoft Office applications
• Knowledge or interest in learning reporting and data analysis tools
• Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details
• Ability to effectively manage one’s time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.

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