Credit Analyst

Bridgewater Bank is a leading entrepreneurial bank in the Twin Cities, dedicated to providing exceptional service and fostering a supportive work environment. They are seeking a detailed oriented and analytical Credit Analyst to assist lenders by evaluating the financial condition of individuals and businesses applying for lending credit. The role involves analyzing loan requests, preparing credit presentations, and maintaining positive relationships with clients.ResponsibilitiesCollect, review and analyze loan requests, financial information, appraisals, title insurance, etcIdentify historical trends of businesses or marketsPrepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lendersConduct property inspections to ensure accuracyAssign risk ratings to support loan requestsPrepare annual reviews of existing loan relationshipsPrepare credit presentations to be used in the credit approval process including: cash flow analysis, forecasting of future performance, industry trends, and loan performance historiesDevelop and maintain accurate records for lending clients and accountsMaintain knowledge of all supporting software, compliance, and procedures as they relate to the loan departmentAssist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questionsAdhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSASkillsBachelor's degree in Finance, Economics, Business or related fieldSuperior analytical/reasoning skillsProficiency in Microsoft Word, Excel, PowerPoint and OutlookExcellent written, verbal, and interpersonal communication skillsBenefitsHealthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityParental leave401(k) with employer matchPaid vacation & paid holidaysCompany OverviewBridgewater Bank is a full-service commercial bank where answers came quickly, opportunities were plentiful, and the culture was optimistic. It was founded in 2005, and is headquartered in Bloomington, Minnesota, USA, with a workforce of 201-500 employees. Its website is https://www.bridgewaterbankmn.com/.



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