Credit Adjudicator

Fairstone Bank is a leading provider of responsible lending solutions in Canada, seeking a Bilingual Credit Adjudicator to join their team. The role involves reviewing and adjudicating vehicle loan applications, assessing applicants' creditworthiness, and ensuring compliance with credit policy guidelines.ResponsibilitiesReview and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuationEnsure loan applications are assessed accurately and timely in a fast-paced environmentClosely follow credit policy rules to ensure risk parameters are consistently followedWillingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partnersExecute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as requiredProvide prompt, efficient, detailed customer-oriented service to all stakeholdersSkillsYou can follow detailed credit policy guidelines and carefully review credit application and credit bureau report detailsYou thrive in a fast-paced environment and have strong attention to detailYou are tech-savvy and know your way through Microsoft Office Suite and OutlookYou must be available to work all shifts mentioned in the job descriptionProficient English and French required to communicate with automobile dealers and customers across Canada; used daily in interactions. (50% English and 50% French)You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industryPrevious experience working with loan origination softwarePost-secondary education in Finance or Business AdministrationBenefitsWork-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.Wellness: Tailored well-being solutions available 24/7.Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.Community Support: Paid Volunteer Day to give back to your community.Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings PlanDevelopment: Access to Fairstone Academy for comprehensive training and skill development.Discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.Company OverviewFairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. It was founded in 1923, and is headquartered in Montréal, Quebec, CAN, with a workforce of 1001-5000 employees. Its website is https://www.fairstone.ca.



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