Commercial Underwriter II-III

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **This position can be performed remotely for candidates who reside in NC, SC, or VA. Candidates who exceed minimum qualifications may be considered for a higher level role** Essential Functions: Maintains and grows a profitable book of business for assigned territory within underwriting authority. Evaluates accounts for risk selection and pricing purposes. Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies. Offers appropriate coverage for exposures. Maintains proper file documentation in connection with accounts. Develops and fosters agency relationships. Educates agents on EMC products, underwriting appetite, systems, and services. Visits agencies to discuss accounts and provide agents with updates at EMC. Collaborates with marketing representatives to ensure agents receive great customer experiences, responsiveness, and select EMC as their insurer of choice. Effectively communicate accept and reject decisions to agents. Collaborates with experienced underwriters to continue to develop understanding of company and branch risk appetite. Consults experienced underwriters to ask questions and gain understanding in underwriting best practices. Supports underwriting team, including reviewing endorsements or assigning endorsements to other team members and analyzing small business or middle market policies. Participates in the agency planning and review processes with marketing and branch management. Monitors progress of assigned agents and guides agents in achieving annual goals Education & Experience: Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience One year of experience in commercial lines underwriting Insurance designations, such as CPCU preferred Knowledge, Skills & Abilities: Good knowledge of underwriting and risk analysis Strong problem-solving skills and the ability to make sound decisions Strong customer service skills Ability to work effectively with others, as well as independently Ability to maintain high standards of professional competence Strong computer skills, including knowledge of Microsoft Office and social media Ability to work on multiple projects while meeting deadlines Strong written and verbal communication skills Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling The hiring salary range for this position will vary based on geographic location, falling within either the $59,463.00-$81,943.00 range or the $65,568.00-$90,343.00 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. ​ Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles. Originally posted on Himalayas