Business Banking Relationship Analyst 3
About the position At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Contributes to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Responsibilities may include analyzing financial data and preparing comprehensive written analysis, and managing credit quality within the team’s credit portfolio. Providing guidance to customers, identifying and successfully capitalizing on opportunities to deepen and expand existing relationships, managing credit risk, and responding to prospect or customer credit questions. Responsibilities • partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio • Contributes to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients • analyzing financial data and preparing comprehensive written analysis • managing credit quality within the team’s credit portfolio • Providing guidance to customers • identifying and successfully capitalizing on opportunities to deepen and expand existing relationships • managing credit risk • responding to prospect or customer credit questions Requirements • Bachelor's degree, or equivalent work experience • Five to eight years of Business Banking experience Nice-to-haves • Well-developed analytical and problem-solving skills • Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship • Basic knowledge of credit administration, analysis, and credit policy/procedure • Demonstrated understanding of complex financial accounting and analysis • Ability to work effectively with individuals and groups across the company to manage customer relationships • Effective verbal and written communication skills Benefits • Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law