Underwriting Associate
The Mutual Group is seeking an Underwriting Associate to contribute to the underwriting of a profitable and risk adverse portfolio. This role involves assisting Underwriters with business development and building relationships with assigned producers and wholesalers. Responsibilities Within individual authority level, review and analyze exposures to make independent decisions regarding the risk selection for submissions and renewals Manages to production standards, maintains file documentation, and ensures compliance with internal and external regulations and guidelines Communicates with agents in order to complete defined underwriting tasks to include obtaining missing information, clarifying account information and negotiating within authority limits Provide support to Underwriters, at any point in the process post bind business production for all lines of business Pull financial and other industry reports to assist underwriters with territory review Reviews submission files for complete information, evaluates coverage selections, and reviews pre-qualification details for underwriters Assist Underwriters in identifying loss drivers of the book of business as well as growth opportunities with the assigned territory Actively participates in continuous improvement by fully engaging in the underwriting function, generating suggestions, following appropriate procedures, and performing basic underwriting analysis on accounts Identify opportunities for process improvement and develop strategies to present to management for their consideration Provide assistance to the Customer Care Center by researching information with agents and wholesalers as requested Perform other related work as assigned Skills High school education or equivalent One (1) year experience in the Property & Casualty insurance industry General knowledge of common terms, practices, processes and regulations in the insurance industry Effective written and verbal communication skills Proficient typing and data entry skills Proficient in use of Microsoft Office suite including Basic Excel skills, Intermediate Word and Outlook skills Effective analytical, problem-solving and decision-making skills Strong attention to numeric and other details Strong customer service orientation Adaptability to meet changing business needs Organizational skills and ability to manage large work volume and meet tight deadlines Associate or Bachelor's degree in business administration, finance or related field preferred; equivalent relevant work experience Insurance Industry course work completion preferred Benefits Competitive base salary plus incentive plans for eligible team members 401(K) retirement plan that includes a company match of up to 6% of your eligible salary Free basic life and AD&D, long-term disability and short-term disability insurance Medical, dental and vision plans to meet your unique healthcare needs Wellness incentives Generous time off program that includes personal, holiday and volunteer paid time off Flexible work schedules and hybrid/remote options for eligible positions Educational assistance Company Overview The Mutual Group is an an integrated insurance operations platform serving the mutual industry. It was founded in 2024, and is headquartered in West Des Moines, Iowa, USA, with a workforce of 201-500 employees. Its website is