Underwriting Analyst (Fintech risks)
## Main duties and responsibilities:
Ensure adherence to Company and Card Schemes rules and policies
Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
Perform calculation of the financial risk exposure and the relevant risk mitigation measures
Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
Provide support for periodical reviews and audits
Continuous process improvement and sharing best practice
## Main qualification, skills and experience:
At least 3 years of experience in acquiring and merchants underwriting
Understanding of AML, KYC, PCI and Internal Controls
Knowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoring
Solid practical knowledge of credit risk assessment
Extremely detail-oriented, organized and have the ability to multi-task
Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
Take initiative, ownership and committed to challenging the status quo
Self-starter who enjoys a fast-paced environment
Excellent written and verbal communication. English fluency required
Analytical skills to identify and assess potential fraud and compliance issues
Demonstrated skills in risk assessment. The ability to escalation when appropriate
Ensure adherence to Company and Card Schemes rules and policies
Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
Perform calculation of the financial risk exposure and the relevant risk mitigation measures
Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
Provide support for periodical reviews and audits
Continuous process improvement and sharing best practice
## Main qualification, skills and experience:
At least 3 years of experience in acquiring and merchants underwriting
Understanding of AML, KYC, PCI and Internal Controls
Knowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoring
Solid practical knowledge of credit risk assessment
Extremely detail-oriented, organized and have the ability to multi-task
Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
Take initiative, ownership and committed to challenging the status quo
Self-starter who enjoys a fast-paced environment
Excellent written and verbal communication. English fluency required
Analytical skills to identify and assess potential fraud and compliance issues
Demonstrated skills in risk assessment. The ability to escalation when appropriate