Underwriter III - Non-Delegated Mortgage job at Western Alliance Bank in FL, MN, AZ, OR
Job Title:
Underwriter III - Non-Delegated Mortgage
Location:
Remote Florida
locations
Florida
Minnesota
Arizona
Oregon
time type
Full time
Job Description:
What you'll do:
A Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards.
Manage individual pipeline on a daily basis by completing Conventional loans, Non-Agency (including Bank Statement, Jumbo, and DSCR programs), simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times.
Identify any document deficiencies, request additional information and/or documentation from Clients as needed.
Navigate and interpret all Agency, Non-Agency and company guidelines.
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan.
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans.
Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance.
What you'll need:
Encompass LOS experience preferred
Project management experience preferred
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Loan quality and risk management experience
Excellent Customer/Client service skills
Ability to work in a fast-paced production environment
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and Time Management skills
Ability to learn and adapt to guideline changes
Knowledge of FNMA and FHLMC guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
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Underwriter III - Non-Delegated Mortgage
Location:
Remote Florida
locations
Florida
Minnesota
Arizona
Oregon
time type
Full time
Job Description:
What you'll do:
A Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards.
Manage individual pipeline on a daily basis by completing Conventional loans, Non-Agency (including Bank Statement, Jumbo, and DSCR programs), simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times.
Identify any document deficiencies, request additional information and/or documentation from Clients as needed.
Navigate and interpret all Agency, Non-Agency and company guidelines.
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan.
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans.
Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance.
What you'll need:
Encompass LOS experience preferred
Project management experience preferred
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Loan quality and risk management experience
Excellent Customer/Client service skills
Ability to work in a fast-paced production environment
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and Time Management skills
Ability to learn and adapt to guideline changes
Knowledge of FNMA and FHLMC guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Apply tot his job
Apply To this Job