Underwriter Analyst

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time. Position Summary Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development. Roles & Responsibilities Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accountings. Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level. Assists department with projects or workgroups; identifies and supports process improvement through automation or process change. Required Qualifications 6+ months-2 years Health care/ insurance experience. 1-3 years' experience in underwriting/accounting pricing methodologies. Strong written and verbal communication for documentation, customer correspondence, and internal recommendations. Prior experience collaborating with cross-functional teams. Experience working with standard Microsoft Office products. Hybrid- required 3 days onsite. Preferred Qualifications 1+ years' experience in healthcare/medical underwriting. Strong Analytical Skills to interpret financial and medical information to make sound underwriting decisions. Proficiency in Microsoft Excel and experience working with underwriting or case management systems. Detail-Oriented with the ability to manage multiple applications or projects. Continuous improvement mindset and willingness to adapt to changing processes and guidelines. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success in collaborating with others to meet/exceed expectations. Education High School Diploma, Bachelor's degree preferred. Anticipated Weekly Hours 40 Time Type Full time Pay Range The typical pay range for this role is: $21.10 - $40.90 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong. Great benefits for great people We take pride in our comprehensive and competitive mix of pay and benefits – investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include: Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan. No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching. Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility. For more information, visit We anticipate the application window for this opening will close on: 05/01/2026 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws. Our Work Experience is the combination of everything that's unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it's our people. Our employees are self-disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.