Underwriter

What You'll Do: As an Underwriter at Principal Financial Group, you will be at the forefront of evaluating risks and underwriting standard group insurance cases. This outstanding opportunity allows you to apply your expertise in rating and risk analysis of prospects, new cases, amendments, and renewals. You will gather and review appropriate information to ensure that all data is reasonable, complete, and accurate. Additionally, you will analyze data, make corrections, and perform necessary calculations. Serving as a technical resource for processes, operations, and systems, your role will be pivotal in driving our mission to make financial security accessible to all! Assess risk/liability and calculate/negotiate rates on cases by analyzing industry, demographics, claim history, and plan build. Obtain and assess necessary information for support functions to verify that all data is logical, comprehensive, and exact. Inspect data, adjust errors, and conduct calculations. Manage and disseminate information when needed. Serve as a technical expert for specialized processes by responding to inquiries, suggesting solutions, and supporting other team members. Research and answer standard risk-related questions, providing information and recommendations to internal and external customers. Participate in special projects concerning operational issues, systems, and processes. Assist with training on process changes. Perform other job-related duties or special projects as required. Situated where financial services and technology converge, Principal designs financial products that support better living for our customers. We are proud to be guided by a clear purpose, motivated by our objective to make financial security accessible to everyone. Our principles, honesty, and customer dedication have made us a reliable leader for over 140 years! Who You Are: Bachelor's degree or equivalent required, plus 0 - 2 years underwriting or insurance experience preferred, as well as basic knowledge of business unit products Must have strong planning/organizational, problem-solving, analytical, time management, decision-making, and oral and written communication skills, as well as general math skills Computer skills and knowledge of business unit applications preferred Must be able to maintain accuracy while being detail oriented Ability to maintain confidentiality is required Travel may be required (5%), including overnight stays Salary Range Information: Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salary Range: $22.93 - $40.96 / hour Salary Details: The following locations are examples of market-specific salary ranges across different geographies. Please note, we are open to hiring Nation-wide for this role, these are simply an example of salaries in these geographic areas. Dubuque, IA / Wichita, KS / Grand Island, NE: $22.93/hr - $30.72/hr Des Moines, IA / Louisville, KY / Green Bay, WI: $24.21/hr - $32.43/hr St. Louis, MO / Pittsburgh, PA / Charlotte, NC: $25.48/hr - $34.13/hr Denver, CO / Houston, TX / Chicago, IL / Minneapolis, MN: $28.03/hr - $37.55/hr Seattle, WA / Los Angeles, CA / New York City, NY: $30.58/hr - $40.96/hr Time Off Program: Personal Time Off (PTO) is provided to hourly (non-exempt) employees and provides a set amount of accrued time earned each pay period. Employees can use their PTO for vacation, personal or short-term illness. Pension Eligible: Yes Additional Information: Work Environments This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements. You’ll work with your leader to determine which option aligns best with your needs and the company's goals. Work Authorization/Sponsorship At this time, we're not considering applicants that need any type of immigration sponsorship now or in the future to work in the United States. This includes, but is not limited to: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs, please use the following links. Nonimmigrant Workers and Green Card for Employment-Based Immigrants. Investment Ethical Guidelines In Principal Asset Management positions, adherence to an Investment Code of Ethics is required. This includes personal and business conduct and trading activities for you and your household. These rules may also be relevant for other roles in the organization. Experience Principal At Principal, we value connecting on both a personal and professional level. Together, we’re imagining a more purpose-led future for financial services – and that starts with you. Our success depends on the outstanding experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values, and benefits. Principal is an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Posting Window: We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline. Date First Posted (TTF): 4/14/2026 Latest Post Date: Careers - US: 4/14/2026 LinkedIn Remote Hashtag : #LI-Remote