Stop Loss Underwriting Advisor-Hybrid

Remote Full-time
Welcome to Cigna Healthcare: Where Purpose Meets Passion
If you're driven by a desire to make a meaningful impact in the lives of others, we invite you to join our team as a Stop Loss Underwriting Advisor-Hybrid. At Cigna Healthcare, we're dedicated to improving the health and vitality of those we serve, and we're looking for talented individuals like you to help us achieve our mission. Our remote office provides a state-of-the-art and comfortable workspace, and we offer a competitive salary and comprehensive benefits package to support your overall well-being.

Job Description: Driving Success through Strategic Underwriting
The Risk & Underwriting Advisor – Stop Loss is a critical role that requires a strong and diverse skillset to drive success. As a Stop Loss Underwriting Advisor-Hybrid, you will be responsible for developing and executing individual stop loss rating strategies, partnering closely with Sales and Underwriting to drive profitable growth and position Cigna as the stop loss carrier of choice among clients and brokers. Your key responsibilities will include:

Owning a stop loss book of business for multiple markets and helping to advance portfolio management strategies
Executing stop loss strategies, including growth and earnings objectives
Applying expertise in benefit design, product knowledge, and large claim risk assessment to develop rates for new and existing business
Engaging Sales and Underwriting to manage risk across the book of business and achieve rate execution and net growth results relative to financial goals for the portfolio
Partnering with Sales and Underwriting to develop strategic recommendations and support negotiations
Driving individual stop loss strategy related to market competition, products, and pricing for existing business and new prospects
Training and mentoring new team members and business partners as needed
Identifying and influencing underwriting best practices and providing input on product development and pricing


Qualifications: Bringing Your Expertise to the Table
To be successful in this role, you will need:

4+ years of underwriting experience with large claims risk assessment experience preferred
Analytical skills, with the ability to assess financial risk and make effective decisions based on multiple information sources
Effective interpersonal, written, and verbal communication skills, with the ability to develop highly respected, value-add business relationships through partnership and expertise
A consultative and strategic approach to work and interactions with key business partners
The ability to work effectively in a dynamic, rapidly changing, team-based environment
The ability to foster collaboration across teams with diverse backgrounds and perspectives
Experience with Microsoft Excel


Skills and Competencies: What We're Looking For
In addition to the qualifications listed above, we're looking for individuals with:

Strong problem-solving and analytical skills
Excellent communication and interpersonal skills
The ability to work independently and as part of a team
A strong attention to detail and organizational skills
The ability to adapt to changing priorities and deadlines


Career Growth Opportunities and Learning Benefits


Ongoing training and education to help you stay up-to-date on industry trends and best practices
Opportunities for career advancement and professional growth
A mentorship program to help you navigate your career and achieve your goals


Work Environment and Company Culture: Join Our Team


Respect and inclusivity
Collaboration and teamwork
Innovation and creativity
A commitment to excellence and quality


Compensation, Perks, and Benefits: We've Got You Covered


A competitive salary range of $84,000 - $140,000 per year, depending on experience and location
A bonus plan that rewards your hard work and contributions to the company
A range of health-related benefits, including medical, vision, dental, and well-being and behavioral health programs
401(k) with company match
Company-paid life insurance
Tuition reimbursement
A minimum of 18 days of paid time off per year and paid holidays


Conclusion: Join Our Team and Make a Difference
If you're ready to take your career to the next level and make a meaningful impact in the lives of others, we invite you to apply for the Stop Loss Underwriting Advisor-Hybrid role at Cigna Healthcare. With our commitment to excellence, our supportive company culture, and our comprehensive range of benefits, we're confident that you'll find a rewarding and challenging career with our team. Apply now and let's discuss how you can become a vital part of our success story.
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