Sr Product Manager, Banking
About the position
We are hiring a Senior Product Manager, Banking to help lead the execution of Avant’s banking products. This role requires prior, hands-on experience launching or operating a digital banking product at a fintech or bank/fintech partnership. This is a strict requirement. You will own major banking workstreams end-to-end, working closely with Engineering, Risk, Compliance, Fraud, Finance, Operations, and external partners (sponsor bank, core processor, networks, vendors). This is not a feature PM role. It is a systems, execution, and ownership role.
Responsibilities
• Own Core Banking Workstreams
• Own and drive major banking domains such as: Account opening and onboarding (KYC, CIAM, eligibility) Money movement (ACH, transfers, funding, limits) Debit card programs (issuance, network certification, lifecycle) Savings and interest mechanics ATM access and cash deposits Fraud, disputes, and Reg E–driven workflows
• Translate regulatory, bank, and operational requirements into clear product and execution plans
• Drive End-to-End Execution
• Define scope, milestones, dependencies, and success criteria for owned workstreams
• Proactively identify risks, gaps, and decision points before they become blockers
• Drive work forward independently without waiting for direction
• Coordinate across Engineering, Risk, Legal/Compliance, Fraud, Finance, Ops, and CX
• Own outcomes, not just artifacts or coordination
• Partner with Banks and Vendors
• Work directly with sponsor bank partners and core processors
• Support diligence, audits, and ongoing operating procedures
• Help define and maintain bank operating models, escalation paths, and approval flow
• Manage third-party vendors (e.g., KYC, fraud, bill pay, ACH, ATM networks)
• Ensure Operational and Regulatory Readiness
• Help define and document policies and procedures (money movement, fraud, disputes, account lifecycle)
• Ensure Reg E, BSA/AML, and consumer protection considerations are reflected in product design
• Partner with Operations and Support to ensure the product can be run at scale
• Contribute to Platform & Membership Strategy
• Collaborate on how banking products integrate with Avant’s broader platform (loans, cards, membership tiers)
• Understand and incorporate unit economics, pricing, and behavioral incentives
• Balance customer experience, risk, and economics in decision-making
Requirements
• 7+ years of product management experience
• Direct experience launching and/or operating a digital banking product (checking, savings, debit, money movement, or similar)
• Experience at a fintech or bank–fintech partnership is required
• Hands-on experience working with: Sponsor banks Core banking platforms or processors Card networks (Visa/Mastercard) ACH and money movement systems
• Proven track record of end-to-end ownership on complex, cross-functional initiatives
Nice-to-haves
• You’ve been through at least one real banking launch
• You naturally surface risks and gaps early
• You think in systems, not just features
• You are comfortable making tradeoffs across UX, risk, compliance, and economics
• Stakeholders trust you to own outcomes without constant oversight
Benefits
• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events
Apply tot his job
Apply To this Job
We are hiring a Senior Product Manager, Banking to help lead the execution of Avant’s banking products. This role requires prior, hands-on experience launching or operating a digital banking product at a fintech or bank/fintech partnership. This is a strict requirement. You will own major banking workstreams end-to-end, working closely with Engineering, Risk, Compliance, Fraud, Finance, Operations, and external partners (sponsor bank, core processor, networks, vendors). This is not a feature PM role. It is a systems, execution, and ownership role.
Responsibilities
• Own Core Banking Workstreams
• Own and drive major banking domains such as: Account opening and onboarding (KYC, CIAM, eligibility) Money movement (ACH, transfers, funding, limits) Debit card programs (issuance, network certification, lifecycle) Savings and interest mechanics ATM access and cash deposits Fraud, disputes, and Reg E–driven workflows
• Translate regulatory, bank, and operational requirements into clear product and execution plans
• Drive End-to-End Execution
• Define scope, milestones, dependencies, and success criteria for owned workstreams
• Proactively identify risks, gaps, and decision points before they become blockers
• Drive work forward independently without waiting for direction
• Coordinate across Engineering, Risk, Legal/Compliance, Fraud, Finance, Ops, and CX
• Own outcomes, not just artifacts or coordination
• Partner with Banks and Vendors
• Work directly with sponsor bank partners and core processors
• Support diligence, audits, and ongoing operating procedures
• Help define and maintain bank operating models, escalation paths, and approval flow
• Manage third-party vendors (e.g., KYC, fraud, bill pay, ACH, ATM networks)
• Ensure Operational and Regulatory Readiness
• Help define and document policies and procedures (money movement, fraud, disputes, account lifecycle)
• Ensure Reg E, BSA/AML, and consumer protection considerations are reflected in product design
• Partner with Operations and Support to ensure the product can be run at scale
• Contribute to Platform & Membership Strategy
• Collaborate on how banking products integrate with Avant’s broader platform (loans, cards, membership tiers)
• Understand and incorporate unit economics, pricing, and behavioral incentives
• Balance customer experience, risk, and economics in decision-making
Requirements
• 7+ years of product management experience
• Direct experience launching and/or operating a digital banking product (checking, savings, debit, money movement, or similar)
• Experience at a fintech or bank–fintech partnership is required
• Hands-on experience working with: Sponsor banks Core banking platforms or processors Card networks (Visa/Mastercard) ACH and money movement systems
• Proven track record of end-to-end ownership on complex, cross-functional initiatives
Nice-to-haves
• You’ve been through at least one real banking launch
• You naturally surface risks and gaps early
• You think in systems, not just features
• You are comfortable making tradeoffs across UX, risk, compliance, and economics
• Stakeholders trust you to own outcomes without constant oversight
Benefits
• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events
Apply tot his job
Apply To this Job