Sr. Mortgage Consultant - Refinance
About the position
At American Financing, we're innovators with imagination. We do what it takes to
help customers achieve their financial goals. And we stay ahead of the
competition by challenging ourselves to become more efficient. We are one of the
fastest-growing national mortgage lenders because we don't follow the status
quo.
See what it's like to work for a national mortgage lender that truly values its
employees. Wherever your passions lie, you can find rewarding work and new
opportunities here.
Casual work environment
Hybrid schedule for local employees
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
The Mortgage Consultant will initiate the mortgage process for potential
clients, preparing, analyzing,
and verifying mortgage loan applications for the purchase or refinance of real
estate.
Compensation: $57,784K in base pay plus bonus with total compensation up to
$350K+ per year
Responsibilities
• Interviews potential and current clients to understand their lending needs
including first-time
mortgages or refinance of existing loans.
• Explains the differences between and approval requirements of various types
of mortgages;
prepares and presents a lending package based on client specifications.
• Assists clients with completion of mortgage applications, inspecting
completed documents for
accuracy and thoroughness.
• Reviews loan applications, gathers credit histories and reports, and assesses
applicants’ capacity
to repay and default risk.
• Based on predetermined requirements, assesses, and grants or rejects mortgage
applications.
• Views property for real estate purchase or refinance.
• Maintains knowledge of trends and developments in the local real estate
market; current and
predicted lending rates; and changes in rules, regulations, and best
practices of various
mortgages.
• Demonstrates the ability to use independent judgement and critical thinking
skills in matters of
significant impact
• Work with the processing staff and borrower to ensure the loans are completed
in a timely
manner.
• Report daily to management on current production and goals.
• Performs other duties as assigned.
Requirements
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Ability to analyze and comprehend complex financial data and provide sound
financial advice.
• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs
(VA), Federal.
• National Mortgage (Fannie Mae), and other types of construction and
conventional loans.
• Proficient with Microsoft Office Suite or related software.
• Minimum High School diploma
• One to three years of prior experience in lending or related field preferred.
• State Mortgage LicensingNMLS
Benefits
• Medical, Dental, Vision, 401k
• Paid time off and sick days
• Paid holidays
• Long-term paid disability
• Paid maternity and bonding leave
• Full desk equipment provided
Apply tot his job
Apply To this Job
At American Financing, we're innovators with imagination. We do what it takes to
help customers achieve their financial goals. And we stay ahead of the
competition by challenging ourselves to become more efficient. We are one of the
fastest-growing national mortgage lenders because we don't follow the status
quo.
See what it's like to work for a national mortgage lender that truly values its
employees. Wherever your passions lie, you can find rewarding work and new
opportunities here.
Casual work environment
Hybrid schedule for local employees
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
The Mortgage Consultant will initiate the mortgage process for potential
clients, preparing, analyzing,
and verifying mortgage loan applications for the purchase or refinance of real
estate.
Compensation: $57,784K in base pay plus bonus with total compensation up to
$350K+ per year
Responsibilities
• Interviews potential and current clients to understand their lending needs
including first-time
mortgages or refinance of existing loans.
• Explains the differences between and approval requirements of various types
of mortgages;
prepares and presents a lending package based on client specifications.
• Assists clients with completion of mortgage applications, inspecting
completed documents for
accuracy and thoroughness.
• Reviews loan applications, gathers credit histories and reports, and assesses
applicants’ capacity
to repay and default risk.
• Based on predetermined requirements, assesses, and grants or rejects mortgage
applications.
• Views property for real estate purchase or refinance.
• Maintains knowledge of trends and developments in the local real estate
market; current and
predicted lending rates; and changes in rules, regulations, and best
practices of various
mortgages.
• Demonstrates the ability to use independent judgement and critical thinking
skills in matters of
significant impact
• Work with the processing staff and borrower to ensure the loans are completed
in a timely
manner.
• Report daily to management on current production and goals.
• Performs other duties as assigned.
Requirements
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Ability to analyze and comprehend complex financial data and provide sound
financial advice.
• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs
(VA), Federal.
• National Mortgage (Fannie Mae), and other types of construction and
conventional loans.
• Proficient with Microsoft Office Suite or related software.
• Minimum High School diploma
• One to three years of prior experience in lending or related field preferred.
• State Mortgage LicensingNMLS
Benefits
• Medical, Dental, Vision, 401k
• Paid time off and sick days
• Paid holidays
• Long-term paid disability
• Paid maternity and bonding leave
• Full desk equipment provided
Apply tot his job
Apply To this Job