Sr Manager, Credit Risk - Collections Strategy (Remote Eligible)
Sr. Manager, Credit Risk
Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.
The Financial Products and Services team aspires to create and lead the future of FP&S that elevate every Guest experience and drive Target's long-term profitable growth. We manage and evolve financial products and services that strengthen guest loyalty, simplify financial experiences, and fuel Target's growth. Our Circle Card team owns the day-to-day servicing and strategies associated with your Target Circle Debit, Target Circle Credit Card and Co-Branded Target Circle Mastercard Credit Card products.
As a Sr. Manager, Credit Risk, you'll work under the direction of a Director Credit Risk to use a risk/reward methodology to analyze credit and debit policies and strategy decisions, gather relevant internal and external data, use a variety of tools and techniques to perform statistical and financial analysis that create actionable decisions, implement strategic initiatives through an adaptive control methodology that leads to optimal performance and continual learning, and disseminate results through reporting and presentations to both senior management and impacted business lines. We'll support you along the way with robust onboarding, as well as personal and career development, to help you grow as a strong Sr Manager, Credit Risk. The exciting part of retail? It's always changing!
Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
About you:
• B.S. in Economics, Statistics, Engineering, Computer Science, or related field (Masters preferred)
• Minimum of 5 years of relevant financial services experience
• Knowledge of data analytics and reporting
• Strong written and verbal communication skills
• Experience in financial services industry and knowledge of best practices
• Collections, credit bureau reporting, or other operations experience a plus
This position may be considered for a Remote or Hybrid (known internally at Target as "Flex for Your Day") work arrangement based on Target's needs. A Remote work arrangement means the team member works full-time from home or an alternate location that's not a Target location, does not have a desk at a Target location and may travel to HQ up to 4 times a year. A Hybrid/Flex for Your Day work arrangement means the team member's core role may be performed either remote or onsite at a Target location depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target.
Benefits Eligibility
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Americans with Disabilities Act (ADA)
In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to [email protected]. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.
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Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.
The Financial Products and Services team aspires to create and lead the future of FP&S that elevate every Guest experience and drive Target's long-term profitable growth. We manage and evolve financial products and services that strengthen guest loyalty, simplify financial experiences, and fuel Target's growth. Our Circle Card team owns the day-to-day servicing and strategies associated with your Target Circle Debit, Target Circle Credit Card and Co-Branded Target Circle Mastercard Credit Card products.
As a Sr. Manager, Credit Risk, you'll work under the direction of a Director Credit Risk to use a risk/reward methodology to analyze credit and debit policies and strategy decisions, gather relevant internal and external data, use a variety of tools and techniques to perform statistical and financial analysis that create actionable decisions, implement strategic initiatives through an adaptive control methodology that leads to optimal performance and continual learning, and disseminate results through reporting and presentations to both senior management and impacted business lines. We'll support you along the way with robust onboarding, as well as personal and career development, to help you grow as a strong Sr Manager, Credit Risk. The exciting part of retail? It's always changing!
Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
About you:
• B.S. in Economics, Statistics, Engineering, Computer Science, or related field (Masters preferred)
• Minimum of 5 years of relevant financial services experience
• Knowledge of data analytics and reporting
• Strong written and verbal communication skills
• Experience in financial services industry and knowledge of best practices
• Collections, credit bureau reporting, or other operations experience a plus
This position may be considered for a Remote or Hybrid (known internally at Target as "Flex for Your Day") work arrangement based on Target's needs. A Remote work arrangement means the team member works full-time from home or an alternate location that's not a Target location, does not have a desk at a Target location and may travel to HQ up to 4 times a year. A Hybrid/Flex for Your Day work arrangement means the team member's core role may be performed either remote or onsite at a Target location depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target.
Benefits Eligibility
Please paste this url into your preferred browser to learn about benefits eligibility for this role:
Americans with Disabilities Act (ADA)
In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to [email protected]. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.
Apply tot his job
Apply To this Job