Sr. Credit Policy Analyst - Remote
See Yourself as a Sr. Credit Policy Analyst
The Senior Credit Policy Analyst is responsible for assessing GSE guidelines, analyzing data, monitoring industry changes, recommending, implementing, documenting, and communicating origination, servicing, and loss management policies.
See Your Primary Duties and Responsibilities
ā¢ Monitor and evaluate GSE selling policy guide announcements and competitor guidelines to determine risks and impacts and recommend credit, servicing and loss management policy changes to leadership.
ā¢ Manage updates to underwriting guidelines, eligibility matrices, and servicing guidelines, and prepare internal communications for key stakeholders as well as external updates for lenders and the GSEs.
ā¢ Serve as an escalation point for credit and servicing exception requests.
ā¢ Conduct independent research and analysis of policy, data, and operational processes, and present recommendations to management to enhance clarity and streamline policy documentation.
ā¢ Partner with business leaders across the organization to coordinate and implement approved policy changes.
ā¢ Support cross-functional projects to implement policy changes by participating in requirements and user acceptance testing sessions to ensure system functionality matches policy.
ā¢ Serve as a backup for the AVP, Credit Risk Management, by managing escalations for credit and servicing exception requests, leading team members through exception decisioning, partnering with stakeholders to resolve issues, and elevating critical matters to VP, Credit Policy and Risk Operations for timely resolution, when needed.
ā¢ Perform other duties as assigned or as needed.
See the Job Specifications
Your Basic Education and Prior Work-Related Experience:
ā¢ Degree Requirement: Bachelor's Degree or Equivalent Experience
ā¢ Work Experience: 5 or more years of prior work-related experience
Additional Qualifications:
ā¢ Prior work experience in the insurance, financial services, or mortgage banking field required; credit policy, loan processing or underwriting experience preferred.
ā¢ Thorough knowledge of mortgage origination and servicing processes, mortgage insurance products, GSE underwriting guidelines and automated underwriting systems.
ā¢ Advanced Microsoft Office skills: Word and Excel
ā¢ Experience with Salesforce, SharePoint, OneDrive, and Copilot.
ā¢ Ability to support multiple assignments and stakeholders, prioritize workload, and coordinate with internal and external stakeholders to meet deadlines.
ā¢ Ability to work with varying levels within the organization.
ā¢ Ability to think critically and strategically; must be detail-oriented and possess strong organizational and problem-solving skills.
ā¢ Advanced communication skills.
ā¢ Competitive Compensation: anticipated base salary from $70,000 to $106,000 based on skills and experience. This position is eligible to participate in an annual incentive program.
ā¢ Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holidays. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
ā¢ Comprehensive Health Benefits. Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
ā¢ Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).
ā¢ Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
ā¢ Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page.
#LI-NA1
The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.
Apply tot his job
Apply To this Job
The Senior Credit Policy Analyst is responsible for assessing GSE guidelines, analyzing data, monitoring industry changes, recommending, implementing, documenting, and communicating origination, servicing, and loss management policies.
See Your Primary Duties and Responsibilities
ā¢ Monitor and evaluate GSE selling policy guide announcements and competitor guidelines to determine risks and impacts and recommend credit, servicing and loss management policy changes to leadership.
ā¢ Manage updates to underwriting guidelines, eligibility matrices, and servicing guidelines, and prepare internal communications for key stakeholders as well as external updates for lenders and the GSEs.
ā¢ Serve as an escalation point for credit and servicing exception requests.
ā¢ Conduct independent research and analysis of policy, data, and operational processes, and present recommendations to management to enhance clarity and streamline policy documentation.
ā¢ Partner with business leaders across the organization to coordinate and implement approved policy changes.
ā¢ Support cross-functional projects to implement policy changes by participating in requirements and user acceptance testing sessions to ensure system functionality matches policy.
ā¢ Serve as a backup for the AVP, Credit Risk Management, by managing escalations for credit and servicing exception requests, leading team members through exception decisioning, partnering with stakeholders to resolve issues, and elevating critical matters to VP, Credit Policy and Risk Operations for timely resolution, when needed.
ā¢ Perform other duties as assigned or as needed.
See the Job Specifications
Your Basic Education and Prior Work-Related Experience:
ā¢ Degree Requirement: Bachelor's Degree or Equivalent Experience
ā¢ Work Experience: 5 or more years of prior work-related experience
Additional Qualifications:
ā¢ Prior work experience in the insurance, financial services, or mortgage banking field required; credit policy, loan processing or underwriting experience preferred.
ā¢ Thorough knowledge of mortgage origination and servicing processes, mortgage insurance products, GSE underwriting guidelines and automated underwriting systems.
ā¢ Advanced Microsoft Office skills: Word and Excel
ā¢ Experience with Salesforce, SharePoint, OneDrive, and Copilot.
ā¢ Ability to support multiple assignments and stakeholders, prioritize workload, and coordinate with internal and external stakeholders to meet deadlines.
ā¢ Ability to work with varying levels within the organization.
ā¢ Ability to think critically and strategically; must be detail-oriented and possess strong organizational and problem-solving skills.
ā¢ Advanced communication skills.
ā¢ Competitive Compensation: anticipated base salary from $70,000 to $106,000 based on skills and experience. This position is eligible to participate in an annual incentive program.
ā¢ Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holidays. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
ā¢ Comprehensive Health Benefits. Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
ā¢ Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).
ā¢ Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
ā¢ Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page.
#LI-NA1
The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.
Apply tot his job
Apply To this Job