Senior Underwriter - Inland Marine

Distinguished is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, Inland Marine, Surety, Executive Lines, Marine Cargo, Crisis Management, Transactional Risk, Reinsurance and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work. We are adding a Senior Inland Marine Underwriter to the team! You will be responsible for underwriting, managing, and growing a profitable Inland Marine portfolio. Accountable for disciplined risk selection, pricing, and coverage analysis across Inland Marine classes with a strong focus in builder’s risk and contractor’s equipment while maintaining rate adequacy and strong loss ratio performance. Partners closely with brokers and internal stakeholders to support new business development, renewals, and overall portfolio optimization within delegated authority and program guidelines. RESPONSIBILITIES Build, manage, and profitably grow an Inland Marine portfolio, producing $2–3M in annual new business and scaling to $10M in total written premium within five years, with a focus on rate adequacy, portfolio mix, and loss ratio performance. Underwrite a broad range of Inland Marine classes (including contractor’s equipment, motor truck cargo, installation floater, builders risk, and transportation-related exposures) in accordance with underwriting appetite, authority, filed forms, endorsements, and capacity guidelines. Evaluate submissions using detailed exposure analysis, TIV/NAV assessment, loss history, CAT aggregation, risk controls, and pricing models to ensure disciplined risk selection and profitability. Maintain complete underwriting files, including documentation of coverage analysis, pricing rationale, terms and conditions, endorsements, and compliance requirements. Develop and sustain strong broker relationships through regular contact, pipeline management, stewardship meetings, and market-facing sales initiatives. Participate in broker presentations, industry events, and targeted sales campaigns to drive submission flow and territory growth. Monitor book performance metrics (premium, retention, rate change, loss trends) and proactively adjust appetite and strategy as needed. Travel minimally to moderately based on territory, broker engagement, and account needs. SKILLS & QUALIFICATIONS Minimum 5+ years of Inland Marine underwriting experience within a commercial or specialty lines environment. Bachelor’s degree required; equivalent industry experience will be considered. Demonstr ated expertise in coverage analysis, pricing, risk selection, and portfolio management for Inland Marine products. Strong analytical skills with the ability to assess complex exposures and make sound underwriting decisions within delegated authority. Excellent written and verbal communication skills, with the ability to negotiate terms and articulate underwriting rationale to brokers and internal stakeholders. Proven ability to work independently while effectively partnering with cross-functional teams in a production underwriting environment. LOCATION This is a remote role based anywhere in the United States. COMPENSATION AND PERKS $160,000 - $180,000 base salary plus yearly cash bonus. Salary commensurate with knowledge, skills, experience, and geographic location. Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day). Great healthcare coverage including Medical, Vision, and Dental. 401k with 4% company match. Immediately 100% vested. Life, disability and supplemental insurance. Growth and development opportunities. Work/Life Balance with generous time off policy including PTO and paid holidays, Summer Hours, Dependent Daycare flexible spending account, paid parental leave, a commuter account, and a sabbatical every 7 years. CORE VALUES Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our core