Senior Disability Underwriter job at Guardian Life Insurance in US National
Senior Disability Underwriter
remote type
Fully Remote
locations
Remote - United States
time type
Full time
job requisition id
R000109260
The Senior Disability Underwriter is responsible for exercising their discretion & using professional judgment in decision making of individual disability cases up to $15,000/monthly indemnity. They will use their training and experience to determine the insurability as well as premium classification of applications. The Senior Underwriter is also accountable for managing assigned work, maintaining excellent agency relationships, and ensuring customer satisfaction at the highest level. The Senior Disability Insurance Underwriter will work with adjacent departments, including Individual Disability Service & Administration, for the benefit of the facilitation of the entire underwriting and administrative process. The position requires the individual to operate in a cross- functional team environment.
You are
An independent decision-maker able to utilize resources and use logic to solve problems quickly and with minimal leadership assistance.
A self-starter who is fueled by collaboration and problem solving.
A confident and skilled communicator who can provide constructive, focused feedback.
Comfortable challenging the status quo and offering new ideas and solutions.
A positive role model highly focused on the consumer and a strong collaborator and leader with colleagues.
Highly focused on your own development and success, willing to accept stretch assignments, and creating meaningful development and career plans based on your skill development needs.
You will
Recognize and obtain requirements necessary in evaluating risks, consistently using the global approach (a âbroadened viewâ of the entire case to forecast all needs and requirements at onset) to underwriting
Proficiently evaluate more complex medical, financial, non-medical information with little to no manager involvement, and review prior files as developed, to determine the risk classification according to company guidelines,
Communicate and/or negotiate with the field force and home office personnel for the purpose of acquiring necessary information, solving problems, and conveying decisions in a polite, confident, and professional manner
Consult with Medical Director and Mentors and/or senior underwriting staff for the purpose of resolving complex medical and non-medical histories
Interpret underwriting policy and implement established guidelines, department procedures, and compliance directives
Explain Guardian product information, risk classification, and underwriting action to peers and field force
Collaborate with peer underwriting staff, support personnel, and adjacent departments to facilitate the entire selection, issue, and administrative process
Negotiate underwriting appeals with minimal management involvement when collaborating with general agents, agents, and agency personnel
Review, interpret and record Medical Information Bureau codes in accordance with established MIB guidelines
Communicate actions with our proposed policyholders
Participate in on-going training and development offerings to enhance customer service and underwriting, in support of a high-performance culture
You have
Bachelorâs degree and industry related education (i.e., LOMA, ALU, CLU) desired
Individual Disability Underwriting experience desired
Knowledge of individual disability insurance products/processes
Working medical knowledge (i.e., Medical Terminology, Anatomy and Physiology, and Medical Conditions)
Working financial knowledge (i.e., Personal and Business Tax Returns, Profit & Loss Statements
General computer proficiency required
Excellent analytical skills; written and oral communication skills and negotiation skills
Exceptional decision-making skills and organizational and time management skills
Salary Range:
$68,970.00 - $113,310.00
The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Apply tot his job
Apply To this Job
remote type
Fully Remote
locations
Remote - United States
time type
Full time
job requisition id
R000109260
The Senior Disability Underwriter is responsible for exercising their discretion & using professional judgment in decision making of individual disability cases up to $15,000/monthly indemnity. They will use their training and experience to determine the insurability as well as premium classification of applications. The Senior Underwriter is also accountable for managing assigned work, maintaining excellent agency relationships, and ensuring customer satisfaction at the highest level. The Senior Disability Insurance Underwriter will work with adjacent departments, including Individual Disability Service & Administration, for the benefit of the facilitation of the entire underwriting and administrative process. The position requires the individual to operate in a cross- functional team environment.
You are
An independent decision-maker able to utilize resources and use logic to solve problems quickly and with minimal leadership assistance.
A self-starter who is fueled by collaboration and problem solving.
A confident and skilled communicator who can provide constructive, focused feedback.
Comfortable challenging the status quo and offering new ideas and solutions.
A positive role model highly focused on the consumer and a strong collaborator and leader with colleagues.
Highly focused on your own development and success, willing to accept stretch assignments, and creating meaningful development and career plans based on your skill development needs.
You will
Recognize and obtain requirements necessary in evaluating risks, consistently using the global approach (a âbroadened viewâ of the entire case to forecast all needs and requirements at onset) to underwriting
Proficiently evaluate more complex medical, financial, non-medical information with little to no manager involvement, and review prior files as developed, to determine the risk classification according to company guidelines,
Communicate and/or negotiate with the field force and home office personnel for the purpose of acquiring necessary information, solving problems, and conveying decisions in a polite, confident, and professional manner
Consult with Medical Director and Mentors and/or senior underwriting staff for the purpose of resolving complex medical and non-medical histories
Interpret underwriting policy and implement established guidelines, department procedures, and compliance directives
Explain Guardian product information, risk classification, and underwriting action to peers and field force
Collaborate with peer underwriting staff, support personnel, and adjacent departments to facilitate the entire selection, issue, and administrative process
Negotiate underwriting appeals with minimal management involvement when collaborating with general agents, agents, and agency personnel
Review, interpret and record Medical Information Bureau codes in accordance with established MIB guidelines
Communicate actions with our proposed policyholders
Participate in on-going training and development offerings to enhance customer service and underwriting, in support of a high-performance culture
You have
Bachelorâs degree and industry related education (i.e., LOMA, ALU, CLU) desired
Individual Disability Underwriting experience desired
Knowledge of individual disability insurance products/processes
Working medical knowledge (i.e., Medical Terminology, Anatomy and Physiology, and Medical Conditions)
Working financial knowledge (i.e., Personal and Business Tax Returns, Profit & Loss Statements
General computer proficiency required
Excellent analytical skills; written and oral communication skills and negotiation skills
Exceptional decision-making skills and organizational and time management skills
Salary Range:
$68,970.00 - $113,310.00
The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Apply tot his job
Apply To this Job