Senior Data Analyst - Credit Risk
LOCATION: This position can be located at any Seacoast location within the company's footprint in FL
SUMMARY:
The Senior Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement, management, reporting and preparation of public disclosures. Additionally, the Senior Data Analyst is responsible for organizing and leveraging data to drive fact-based analytical insights and decisions. The incumbent will collaborate across the company for needs assessments, data management, implementation, and for on-going monitoring. The ideal candidate will possess loan, accounting and analytical acumen, and demonstrate the ability to influence team members from several groups across the bank.
DUTIES AND RESPONSIBILITIES:
ย Data Design and Acquisition: Help define data requirements, including source identification, process mapping, and setting definitional standards and use.
ย Design & Develop Dashboards: Create and maintain enterprise dashboards visual design standards for reports and dashboards, ensuring consistency and clarity across the organization.
ย Optimize Reporting: Use Power BI, SQL, and SAS to develop scalable, efficient reporting solutions.
ย Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios, including standard and ad-hoc requests, as needed.
ย Collaborate with Stakeholders: Work closely with management and operational teams of all levels to gather requirements and translate them into actionable data solutions.
ย Work with data originators and data users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations and influencing business process design.
ย Partner with lines of business to address root causes that create data quality issues.
ย Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
ย Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data.
ย Research data integrity issues when discrepancies are found. Run various reports to self-audit data and/or work with staff in the field to correct data as appropriate to ensure accuracy. Lead resolution to external and internal audit inquiries and supporting documentation.
ย Adheres to Seacoast Bankยs code of conduct.
EDUCATION, EXPERIENCE & TECHNICAL REQUIREMENTS:
ย Data Visualization Experience with enterprise dashboard development, data reporting, and visualization best practices.
ย Ability to optimize datasets and improve reporting clarity and efficiency.
ย Leadership Skills that guide stakeholders through data-driven decision-making, aligning analytical solutions with business strategies.
ย Continuous Learner: We love people who are always looking to adopt new tools and methodologies.
ย Lending and credit risk analytics, such as loan loss forecasting, probability of default and risk rating development, is important.
ย Provide attention to detail and ensure data accuracy.
ย 5-7 years of progressive, related experience.
ย Extensive skills with: SQL, SAS, or comparable tools
ย Visualization software such as SAS Visual Analytics and Power BI.
ย Self-motivated to proactively learn and solve complex business problems.
ย Excellent communication, interpersonal, organization, and time-management skills.
The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.
Apply Now
SUMMARY:
The Senior Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement, management, reporting and preparation of public disclosures. Additionally, the Senior Data Analyst is responsible for organizing and leveraging data to drive fact-based analytical insights and decisions. The incumbent will collaborate across the company for needs assessments, data management, implementation, and for on-going monitoring. The ideal candidate will possess loan, accounting and analytical acumen, and demonstrate the ability to influence team members from several groups across the bank.
DUTIES AND RESPONSIBILITIES:
ย Data Design and Acquisition: Help define data requirements, including source identification, process mapping, and setting definitional standards and use.
ย Design & Develop Dashboards: Create and maintain enterprise dashboards visual design standards for reports and dashboards, ensuring consistency and clarity across the organization.
ย Optimize Reporting: Use Power BI, SQL, and SAS to develop scalable, efficient reporting solutions.
ย Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios, including standard and ad-hoc requests, as needed.
ย Collaborate with Stakeholders: Work closely with management and operational teams of all levels to gather requirements and translate them into actionable data solutions.
ย Work with data originators and data users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations and influencing business process design.
ย Partner with lines of business to address root causes that create data quality issues.
ย Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
ย Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data.
ย Research data integrity issues when discrepancies are found. Run various reports to self-audit data and/or work with staff in the field to correct data as appropriate to ensure accuracy. Lead resolution to external and internal audit inquiries and supporting documentation.
ย Adheres to Seacoast Bankยs code of conduct.
EDUCATION, EXPERIENCE & TECHNICAL REQUIREMENTS:
ย Data Visualization Experience with enterprise dashboard development, data reporting, and visualization best practices.
ย Ability to optimize datasets and improve reporting clarity and efficiency.
ย Leadership Skills that guide stakeholders through data-driven decision-making, aligning analytical solutions with business strategies.
ย Continuous Learner: We love people who are always looking to adopt new tools and methodologies.
ย Lending and credit risk analytics, such as loan loss forecasting, probability of default and risk rating development, is important.
ย Provide attention to detail and ensure data accuracy.
ย 5-7 years of progressive, related experience.
ย Extensive skills with: SQL, SAS, or comparable tools
ย Visualization software such as SAS Visual Analytics and Power BI.
ย Self-motivated to proactively learn and solve complex business problems.
ย Excellent communication, interpersonal, organization, and time-management skills.
The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.
Apply Now