Senior Commercial Portfolio Analyst
About the position
The Senior Analyst, Commercial Portfolio manages an existing commercial loan portfolio by effectively liaising with internal and external business partners.
Responsibilities
• Analyze existing complex business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.,
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
• Request, collect, and review quarterly and annual review documentation
• Create and present relevant loan portfolio reports as required, and provide insights and strategic business recommendations
• Oversee and maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements
• Research as required to maintain an up-to-date knowledge of products, rates and compliance with regulatory requirements
• Manage and process requests relating to various areas of Commercial Lending Servicing; handle escalated requests as required
• Participate in and/or lead department projects and initiatives
• Mentor other Analysts on a day-to-day basis
Requirements
• Minimum Education: Bachelor’s degree in Finance or other related fields of study is preferred
• Minimum 5 years’ experience in an analyst role supporting commercial and/or business lending portfolio analysis; experience evaluating and analyzing complex tax returns
• Strong knowledge of accounting principles and financial analysis methodologies
• Demonstrated ability to present complex commercial lending and credit risk related information
• Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents
• Advanced knowledge of Microsoft Office Suite
Benefits
• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
Apply Now
Apply Now
The Senior Analyst, Commercial Portfolio manages an existing commercial loan portfolio by effectively liaising with internal and external business partners.
Responsibilities
• Analyze existing complex business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.,
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
• Request, collect, and review quarterly and annual review documentation
• Create and present relevant loan portfolio reports as required, and provide insights and strategic business recommendations
• Oversee and maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements
• Research as required to maintain an up-to-date knowledge of products, rates and compliance with regulatory requirements
• Manage and process requests relating to various areas of Commercial Lending Servicing; handle escalated requests as required
• Participate in and/or lead department projects and initiatives
• Mentor other Analysts on a day-to-day basis
Requirements
• Minimum Education: Bachelor’s degree in Finance or other related fields of study is preferred
• Minimum 5 years’ experience in an analyst role supporting commercial and/or business lending portfolio analysis; experience evaluating and analyzing complex tax returns
• Strong knowledge of accounting principles and financial analysis methodologies
• Demonstrated ability to present complex commercial lending and credit risk related information
• Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents
• Advanced knowledge of Microsoft Office Suite
Benefits
• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
Apply Now
Apply Now