Rotational Program Associate - Credit Management

Bread Financial is a tech-forward financial services company that empowers individuals to create their own success stories. The Rotational Program Associate position offers recent college graduates the chance to explore various business areas while developing skills in credit assessment, risk analysis, and account management within the Credit Management team. Responsibilities Gaining an understanding of the associate’s related area of the enterprise and completion of role-specific training provided by their respective team. Participate and demonstrate new knowledge gained through individual coaching and training conversations, while continuing to expand knowledge of the broader organization Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Present information in a clear, concise, and professional manner utilizing technology and innovation Build and maintain effective internal and external business partnerships. Identify, resolve, and escalate concerns as needed Learn proper process and procedures relevant to an associate’s respective team. Utilize knowledge of Microsoft Office tools and specific job-related technology Activity-based Training Development curriculum and Talent Mobility programs to facilitate participation development Actively seek out opportunities to expand knowledge of the broader business. By completing overviews of other teams, project interactions, or other cross functional collaboration, continuously expand knowledge of the organization, offerings, and innovations Follow established guidelines for quality and productivity. Act responsibly to minimize risk and ensure compliance. Support internal and external audits Skills Bachelor's Degree Previous completion of a Bread Financial Summer Internship SQL knowledge Python knowledge Benefits Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) Six weeks of 100% paid parental leave for eligible parents 11 paid holidays Paid Time Off (“PTO”) 72 hours of Paid Sick Leave Plus (“PSL+”) per calendar year 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year 401(k) plan The purchase company stock during offering periods in June and December Company Overview Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent. It was founded in 2014, and is headquartered in New York, New York, USA, with a workforce of 201-500 employees. Its website is