Risk Reporting Specialist – VSC Programs

Protective Life is dedicated to helping customers protect against life's uncertainties. The Risk Reporting Specialist supports the Risk Management team by maintaining Vehicle Service Contract rate cards and producing risk and exposure reports, focusing on data analysis and insight generation. Responsibilities Support the ongoing management and maintenance of Vehicle Service Contract (VSC) rate cards, including revisions and adjustments based on risk assessments Partner with the Risk Management team to evaluate risk factors and incorporate them into rate card algorithms Monitor and confirm that approved rate card changes are released according to agreed-upon effective dates Respond to rate change requests by reviewing recommendations, assessing impact, and communicating approved revisions Compile and analyze data to support recurring risk reviews, summarizing risk exposure by product, Affiliated Reinsurance Company (ARC), dealership, and other relevant segments Prepare reserve and coverage comparisons between internal programs and competitor offerings, including independent research and analysis as needed Produce clear, well-organized reports that communicate findings and insights to stakeholders Perform additional duties and analytical support as assigned Skills Bachelor's degree in a related field (MIS, Data Analytics, Mathematics, Data Science) or a minimum of 4 years of experience in a data, analytics, or risk management role Proficiency in Microsoft Office tools, including Excel Strong analytical and problem-solving skills with the ability to interpret data and identify trends, risks, and impacts Working knowledge of risk management concepts, pricing, and data analysis within financial or service contract environments Ability to communicate complex information clearly and professionally in both written and verbal formats High level of organization and attention to detail, with the ability to manage multiple priorities and interruptions effectively Ability to collaborate across teams and respond constructively to feedback and evolving business needs 1-3 years of experience working with self-service reporting or business intelligence tools Power BI experience strongly preferred Experience with programming languages such as Python or SQL preferred Benefits Comprehensive health, dental and vision insurance Mental health benefits Employee assistance program Paid time off Paid parental leave Short-term disability Cultural observance day Contributions to healthcare accounts Pension plan 401(k) plan with Company matching ProHealth Rewards Company Overview Protective is a holding company, whose subsidiaries provide financial services It was founded in 1907, and is headquartered in Birmingham, Alabama, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship Protective Life has a track record of offering H1B sponsorships, with 1 in 2025, 2 in 2024, 3 in 2023, 1 in 2022, 3 in 2020. Please note that this does not guarantee sponsorship for this specific role.