[Remote] Underwriting Consultant - Remote.
Note: The job is a remote job and is open to candidates in USA. Northwestern Mutual is a leading financial services company, and they are seeking an Underwriting Consultant to build relationships with Financial Advisors and internal partners. The role involves underwriting Life, Disability, and Long-term Care insurance policies while ensuring quality and production goals are met.ResponsibilitiesResponsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing businessProvides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisalResponsible for prescreen inquiriesResponsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as neededUses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWsUses advanced skills to review applications and adheres to underwriting standardsSolves complex problems and escalationsAdvanced level of experience with NM product types and changesModels change agility while maintaining mortality and morbidity expectationsDemonstrates continuous learning through the early adoption of new ways of underwritingProficient with Reinsurance programs and able to determine where to best place a caseUnderwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be madeProvides active case and requirement management and provides customized service with guidanceDemonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placementProvides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customersActively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)Collaborates with medical directors and technical staffResponsible for adherence to procedures and regulatory processes Understands and meets all quality, service, and production goals Partners with Underwriting Support for case managementCross-Functional leadershipSubject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiativesCollaborates and designs P3 curriculum with L&D/Tech TeamSkillsA bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality reviewMinimum of 5 years of underwriting experienceAnalytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rulesExcellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulnessProficient in computer skills and using various software packagesAbility to work accurately while maintaining speed and flexibility in a team and independent production environmentA high degree of organization and the ability to establish priorities and meet deadlinesDemonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committeesDisplays agility to manage multiple tasks and adapt in a changing work environmentBenefitsFlexible work schedulesConcierge serviceComprehensive benefitsEmployee resource groupsCompany OverviewAt Northwestern Mutual, our financial advisors are ready to meet you where you are and stay with you long-term. It was founded in 1857, and is headquartered in Milwaukee, Wisconsin, USA, with a workforce of 5001-10000 employees. Its website is https://clinton.nm.com.