[Remote] Underwriting Consultant

Note: The job is a remote job and is open to candidates in USA. Unum is a Fortune 500 company and leading provider of employee benefits to companies worldwide. The Underwriting Consultant will demonstrate expert risk evaluation and selection, partnering with sales teams and brokers, while also mentoring junior underwriters and driving profitable results.ResponsibilitiesConsult with sales and service partners to provide the products and plan options that best meet the needs of our customersEvaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force casesConduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing theseContribute to the development of policies and procedures in support of product development initiativesDemonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market place influencesDeliver dependable, accurate, and timely service while maintaining relationships with internal and external partnersAct as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationshipAct as a mentor and coach, providing input to management regarding mentee performanceSkillsBachelors degree or equivalent, relevant business experienceDemonstrated, consistent proficiency at Senior Underwriter levelMastery of product provisions, plan designs, pricing and contractual benefitsExcellent technical expertise in risk selectionDemonstrated strong understanding of top-line and bottom-line objectivesExhibit complete understanding of sales/distribution process and market trendsStrong mentoring and coaching skillsStrong creative problem solving skillsStrong critical thinking/analytical reasoning skillsExcellent communication skills, both verbal and writtenStrong organizational skills and ability to handle multiple prioritiesHighly skilled in persuasiveness and negotiationDemonstrated ability to work both independently and in a team environmentExhibit a strong commitment to quality and personal ownership of resultsBenefitsAward-winning cultureInclusion and diversity as a priorityPerformance Based Incentive PlansCompetitive benefits package that includes: Health, Vision, Dental, Short & Long-Term DisabilityGenerous PTO (including paid time to volunteer!)Up to 9.5% 401(k) employer contributionMental health supportCareer advancement opportunitiesStudent loan repayment optionsTuition reimbursementFlexible work environmentsHealthcare benefits (health, vision, dental)Insurance benefits (short & long-term disability)Performance-based incentive plansPaid time offA 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or notCompany OverviewSince our founding in 1848, Unum has been a leader in the employee benefits business through innovation, integrity and an unwavering commitment to our customers. It was founded in 1848, and is headquartered in Chattanooga, Tennessee, USA, with a workforce of 10001+ employees. Its website is http://www.unum.com.Company H1B SponsorshipUnum has a track record of offering H1B sponsorships, with 4 in 2026, 27 in 2025, 23 in 2024, 26 in 2023, 19 in 2022, 18 in 2021, 7 in 2020. Please note that this does not guarantee sponsorship for this specific role.