[Remote] Underwriting Analyst

Note: The job is a remote job and is open to candidates in USA. Mudflap is a fast-growing marketplace business serving the trucking industry with innovative payment products. As an Underwriting Analyst, you will evaluate creditworthiness, ensure sound lending decisions, and minimize risk exposure while collaborating with internal teams to streamline the underwriting process. Responsibilities Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information Determine the risk level associated with lending and make informed decisions based on established criteria Evaluate exceptions to credit policy carefully and make recommendations to the leadership team Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries Skills Prior experience in either consumer or small business underwriting A basic understanding of Excel and other platforms of data entry Ability to work both independently and as part of a team Strong attention to detail and the ability to handle multiple tasks effectively Familiarity with fast-paced environments with an 'all hands on deck' approach Strong written and oral communication & analytical and interpersonal skills Ability to develop and foster strong cross-functional partnerships Benefits Medical/dental/vision insurance 401(k) with company match WFH stipend PTO Company Overview Mudflap provides instant fuel discounts to thousands of owner-operators and small fleets at hundreds of independent fuel stops and chains. It was founded in 2016, and is headquartered in Palo Alto, California, USA, with a workforce of 51-200 employees. Its website is Company H1B Sponsorship Mudflap has a track record of offering H1B sponsorships, with 2 in 2025, 1 in 2024. Please note that this does not guarantee sponsorship for this specific role.