[Remote] Structured Finance & Work-out Advisor

Note: The job is a remote job and is open to candidates in USA. City Bay Capital LLC is a premier commercial real estate finance and advisory firm. They are seeking a highly skilled and versatile Commercial Mortgage Advisor & Work-Out Specialist to originate, structure, and place commercial real estate loans while also analyzing distressed assets and complex restructurings.ResponsibilitiesOriginate commercial mortgage opportunities through an established network of property owners, developers, and investorsMatch client needs with appropriate capital providers, including agency lenders, CMBS, life companies, debt funds, and regional/national banksEvaluate complex financial statements, pro-formas, tax returns, and property valuations to determine deal feasibility and optimal capital structuresAuthor comprehensive offering memoranda and credit memos to institutional lendersDevelop and execute creative workout strategies, including loan modifications, forbearances, note sales, deed-in-lieu of foreclosures, and discounted pay-offs (DPOs). Identify and analyze underperforming, stressed, or distressed commercial real estateServe as the primary point of contact in sensitive negotiations between borrowers, guarantors, sponsors, and legal counsel to resolve defaultsConduct detailed cash flow modeling and net present value (NPV) analyses to compare various recovery strategies and minimize loss severitySkillsBachelor's degree in Finance, Real Estate, Economics, or a related fieldMinimum of 5+ years of experience in commercial real estate lending, debt brokerage, or special servicingAdvanced proficiency in financial modeling (Excel, Argus) with a deep understanding of DSCR, LTV, DY, IRR, and waterfall structuresStrong familiarity with commercial loan documentation, intercreditor agreements, and the foreclosure/bankruptcy legal processExceptional negotiation and interpersonal skills; ability to maintain a professional demeanor in high-stress, adversarial situationsMBA or MS in Real EstateExperience with a Master/Special Servicer or CMBS workout deskAn existing rolodex of commercial real estate capital providers and/or distressed asset buyersCompany OverviewCity Bay Capital is a commercial real estate firm providing sales, leasing, financial planning and property management services. It was founded in 2015, and is headquartered in New York, New York, USA, with a workforce of 2-10 employees. Its website is https://www.citybaycapital.com.