[Remote] Sr Leader, HMDA & Fair Lending Analytics

Note: The job is a remote job and is open to candidates in USA. loanDepot is a digital commerce company committed to serving its customers throughout the home ownership journey. They are seeking a Senior Leader in HMDA & Fair Lending Analytics to lead the development and execution of fair lending analytics programs and ensure compliance with HMDA regulations.ResponsibilitiesManages fair and responsible lending analytics program elements, including performance analytics, matched pair testing, redlining reviews, ECOA monitoring, etc. Creates reporting of fair lending data to managementDevelops innovative approaches to identify and monitor fair and responsible lending risk through performance analytics and monitoring initiatives incorporating each of loanDepot’s lending channelsUses the results of lending performance analytics to identify fair and responsible lending risksPrepares findings, analyzes root causes, and identifies systemic, operational, and process issuesReviews and monitors policies, procedures, and internal controls to ensure ongoing compliance with the collection and reporting requirements set forth in HMDA and Regulation CEnsures timely and accurate submission of HMDA data to the Consumer Financial Protection Bureau. Submits any necessary resubmission of HMDA LAR data to regulatory agencies. Ensures quarterly LAR information is maintained pursuant to HMDA and Regulation CMonitors and evaluates system controls to ensure the accuracy of HMDA data capture, as well as identification of higher risk issuesEstablishes data integrity testing and protocols to address risks identified through routine monitoring and testing. Documents testing requirements in procedures, job aids and scenario guides. Ensures a clear auditable trail is maintained for HMDA LAR validation within each loan or application filePrepares written HMDA reports detailing findings and recommendations for corrective actionsMaintains up-to-date knowledge of regulations and regulatory guidance, enforcement actions, and industry trends and incorporates this knowledge into ongoing development and maintenance of fair and responsible lending risk management effortsProvides technical guidance, training, information, and analysis to peers and team membersInitiates and completes special project assignments, such as due diligence examinations, task force projects, or special ad hoc reviewsSkillsBachelor's Degree required, and a minimum of ten (10) + years of fair lending compliance and analytical experienceMinimum of seven (7) + years' mortgage lending experience in compliance with emphasis on HMDA reportingMinimum of five (5) + years' experience in the field of mortgage lending compliance and regulatory audit reporting requiredExperience with Microsoft Office, Excel, and Empower requiredAdvanced knowledge of regulatory reporting software required, specifically Rata ComplyBenefitsAggressive compensation package based on experience and skill set.Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.Work with other passionate, purposeful, and customer-centric people.Extensive internal growth and professional development opportunities including tuition reimbursement.Comprehensive benefits package including Medical/Dental/Vision.Wellness program to support both mental and physical health.Generous paid time off for both exempt and non-exempt positions.Company OverviewloanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide. It was founded in 2010, and is headquartered in Foothill Ranch, California, USA, with a workforce of 1001-5000 employees. Its website is http://www.loandepot.com.Company H1B SponsorshiploanDepot has a track record of offering H1B sponsorships, with 14 in 2025, 7 in 2024, 20 in 2023, 49 in 2022, 39 in 2021, 23 in 2020. Please note that this does not guarantee sponsorship for this specific role.