[Remote] Sr. FP&A Analyst

Note: The job is a remote job and is open to candidates in USA. IXOPAY is the enterprise-grade global payment infrastructure platform built for the era of agentic commerce. The Sr. FP&A Analyst will own key financial reporting metrics, lead budgeting processes, and support M&A activities while partnering with various departments to drive financial accountability.ResponsibilitiesOwn CARR, ARR, NRR, and GRR reporting — building waterfall analyses that track logo adds, expansions, contractions, and churn at the cohort levelPartner with Sales and Revenue Operations to ensure bookings-to-revenue translation is accurate and audit-readyDeliver monthly recurring revenue commentary and trend analysis to the CFO, ELT, and boardMaintain and evolve the integrated three-statement financial model (P&L, balance sheet, cash flow) that serves as the single source of truth for budget and forecastLead the annual budgeting process and quarterly reforecasts in partnership with department headsBuild and maintain long-range plan (LRP) models spanning 3–5 years, incorporating product roadmap assumptions, market penetration scenarios, and PE sponsor return sensitivitiesDevelop and maintain debt and leverage models, tracking covenant compliance, liquidity, and capital structure optimizationSupport M&A activity including target screening, valuation modeling (DCF, comparable company, precedent transaction), due diligence support, and post-close integration planningBuild acquisition scenario models that stress-test purchase price assumptions, synergy cases, and financing structuresSupport equity and debt capital raises with financial projections, lender/investor materials, and sensitivity analysesMaintain cap table awareness and model dilutive impact of equity events on ownership and returnsOwn monthly close variance analysis — actual vs. budget, actual vs. prior period — with clear, concise attribution and forward-looking commentaryPartner with functional leaders across Product, Engineering, Sales, and Operations to explain financial performance and drive accountabilityIdentify risks and opportunities in the business trajectory and proactively communicate findings to the CFOBuild and maintain dashboards tracking payments volume, transaction economics, take rates, processing margins, and platform adoption metricsAnalyze customer economics including CAC, LTV, payback period, and unit contribution margin by segment, channel, and product lineSupport pricing analysis and commercial deal structuring with data-driven modelingLead the identification and implementation of AI and automation tools (e.g., Claude, Mosaic, Runway, Pigment, or build-your-own via Python/SQL) to reduce manual work and accelerate insight generationChampion a modern FP&A tech stack — connecting ERP, CRM, billing, and BI data into a unified analytical layerBuild automated reporting workflows that allow the finance team to spend more time on analysis and less on data assemblySkills3+ years of progressive FP&A experience, ideally within SaaS, fintech, or payments businessesDeep fluency in SaaS and recurring revenue metrics: ARR, CARR, NRR, churn cohorts, CAC/LTVAdvanced financial modeling skills — you build from scratch, not just fill in templatesDemonstrated experience supporting M&A, debt transactions, or other capital eventsExcellent communicator — able to translate complex model outputs into clear narratives for executives and board membersStrong command of Excel/Google Sheets; comfort with BI tools (Tableau, Looker, Power BI, or equivalent)Experience in a PE-backed environment or investment banking / valuation advisory backgroundFamiliarity with payment economics: interchange, processing margins, volume-based pricing, and platform revenue structuresExposure to corporate development or M&A processes, including valuation methodologies (DCF, comps, precedent transactions)Working knowledge of tools for data automation and model enhancementExperience deploying AI tools in a finance context — whether off-the-shelf FP&A platforms or custom LLM-assisted workflowsCFA, CPA, MBA, or equivalent technical finance credential is a plus but not requiredBenefitsMeaningful participation in company value creation — because you will help build itComprehensive health, dental, and vision benefitsFlexible / remote-forward work environmentDirect access to senior leadership and PE sponsors — the kind of exposure that accelerates careersBudget for professional development, tools, and continuing educationCompetitive salary and benefitsOpportunities for growth and developmentA collaborative and supportive team environmentMedical, Dental & Vision InsuranceFlexible Spending Account (FSA) & Health Savings Account (HSA)Employer-paid Life, AD&D, STD & LTD InsuranceUnlimited PTO & Paid Holidays401(k) Plan with Employer MatchCompany OverviewIXOPAY provides digital payment processing solutions enabling independent, flexible and global payment processing for enterprise merchants. It was founded in 2014, and is headquartered in Vienna, Wien, AUT, with a workforce of 51-200 employees. Its website is https://www.ixopay.com.