[Remote] Software Engineer, Risk

Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech trusted by millions of Americans to make money better. As a Software Engineer on the Risk team, you will build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale, while collaborating with product managers and other engineers to design secure systems.ResponsibilitiesBuild resilient backend services that power fraud detection, identity verification, and transaction monitoring at scaleDevelop, test, and maintain backend services and APIs that enable real-time risk and fraud preventionPartner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactionsImplement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flowsContribute to architectural decisions that balance scale, security, and reliability across sensitive financial systemsBuild clear documentation to support collaboration, transparency, and operational excellenceSkills3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systemsProficiency in building and maintaining APIs, microservices, and distributed systemsFamiliarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologiesDrive and proactivity – everyone here is a builder and executorExperience working with risk, fraud, or compliance systems is a plusBenefitsStock optionsHealth benefits from Day 1401(k) plan with company matchRemote-friendly (US)Flexible time off (FTO)Opportunities for growthCompany OverviewFrom spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place. It is a sub-organization of Walmart. It was founded in 2020, and is headquartered in New York, New York, USA, with a workforce of 501-1000 employees. Its website is https://www.onepay.com.Company H1B SponsorshipOnePay has a track record of offering H1B sponsorships, with 3 in 2022. Please note that this does not guarantee sponsorship for this specific role.