[Remote] Software Engineer I, Backend (Purchasing Power)

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The role involves designing and implementing new features in the underwriting platform while collaborating with the Credit Engineering group and various stakeholders to ensure system performance and user safety.ResponsibilitiesWith the support of your team, you will work on tasks that contribute to the team's projects and goalsYou will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your workYou will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtimeYou will contribute to a sense of community on your team by engaging in growth and development activitiesSkillsPrevious work or internship experience designing, developing and launching backend systems at scaleExperience using one of Python or KotlinFamiliarity with the building blocks of distributed systemsFamiliarity with technologies like AWS, MySQL and KubernetesAbility to take a simple problem or business scenario into a solution that interacts with multiple software componentsAbility to write clear, easily understood, well tested and extensible codeComfort navigating a large code base and debugging others' codeAbility to provide feedback to other engineers through code reviewsDemonstrated ownership of personal growth and proactive seeking of feedbackStrong verbal and written communication skillsEither equivalent practical experience or a Bachelor's degree in a related fieldBenefitsHealth care coverage - Affirm covers all premiums for all levels of coverage for you and your dependentsFlexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expensesTime off - competitive vacation and holiday schedules allowing you to take time off to rest and rechargeESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discountCompany OverviewAffirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.Company H1B SponsorshipAffirm has a track record of offering H1B sponsorships, with 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.



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